I am a seasoned Finance and Banking professional, bringing over 10 years of diverse experience specializing in credit management, portfolio analysis, risk mitigation, and client acquisition and servicing. Currently based in Mumbai, India, I am open to exploring exciting opportunities in the banking and financial services sector globally.🌟 Specialties: Credit Analysis | Portfolio Management | Risk Mitigation | Financial Analysis | Regulatory Compliance | Client Acquisition & Servicing | Due Diligence | Business Banking | Financial Modelling | Data Analysis | Performance Monitoring | Strategy Development | Market Research | Underwriting💼 Professional Experience:I hold the position of Senior Credit and Portfolio Analyst at Citicorp Services India Private Limited where I review and evaluate the performance and risk of diverse credit portfolios. My role encompasses formulating and implementing risk mitigation strategies, refining credit policies, and employing advanced analytical and statistical tools to facilitate informed decision-making and strategic planning. My comprehensive experience also includes roles such as Credit Manager (MSME) at Bank of Baroda, where I conducted detailed company and industry research, managed the processing of credit proposals, and ensured stringent adherence to internal policies and regulatory guidelines.👥 Building Relationships:Throughout my career, I have focused on fostering strong relationships with clients, ensuring high levels of customer satisfaction and service excellence. My ability to communicate effectively and maintain high service standards has allowed me to acquire and service business banking clients successfully.📈 Driven by Analysis & Innovation:Leveraging my analytical acumen and proficiency in advanced statistical tools, I develop predictive models, conduct scenario analyses, and offer insights that drive informed decision-making and strategic planning. My approach is rooted in optimizing portfolio performance while ensuring compliance with organizational risk appetite and regulatory standards.🎓 Education & Certification:• Post Graduate Diploma in Management in Finance from IES's Management College and Research Centre, India (2014)• Master of Commerce in Accountancy from the University of Mumbai, India (2013)• Certified in Commercial Credit by Moody’s Analytics and other noteworthy certifications enhancing my expertise in the financial sector.🔗 Open to meaningful conversations, sage advice, and opportunities that resonate with my domain.
