Manager, Business Segment
Johannesburg Area, South Africa
Design and development of Business Segment strategy, customer value propositions and execution principles that aligned to the overall Business Banking strategy.I am proud to say that I developed and managed the Education Segment value proposition for SBSA. This included management of government, 3rd party relationships, regulatory and industry bodies as well as sponsorship budget for this particular segment. I increased the risk appetite and penetration of lending solutions/products subsequently in this segment which was an industry first.I spearheaded the collaborative approach with the Personal banking team and introduced the Youth value proposition as part of the overall Education value proposition part of which included the use of value-added services and products like “cashless schools”, online learning and reduced banking fees for both the entity and students.In 2 years, we had increased the operating income for the segment by 18% through various acquisition and cross-selling strategic initiatives – it was a great achievement given the fact that the strategy attracted large credit balances (deposits) which are pertinent in the banking business model.The value propositions formed part of all public sector offerings and tenders giving SBSA an edge over competitors – the narratives touched on the corporate social responsibility initiatives (e.g. financial education) driven by SBSA for schools/students.