Brian F. Email & Phone Number

Toronto, On, Ca

Toronto, Ontario, Canada

• Analyzed financial information on commercial properties including rent rolls, operating statements, corporate financial statements and net worth statements• Prepared discharge statements for mortgages following loan-specific clauses listed in the commitment letter• Facilitated payouts for various mortgage scenarios (maturity, internal refinance, 965/966 pooled)• Performed payment processing for mortgage transactions such as reserve and holdback releases, monthly payments, and transfers• Reserve recalculations based on operating statement criteria such as Effective Gross Income / Repairs & Maintenance • Proactively ensured that all required mortgage conditions including but not limited to insurance, undertakings, reserve requirements, holdbacks, standby fees, document management, and annual financial reviews complied with CMHC & investor requirements• Reviewed third party reporting including building condition assessments, environmental reports, engineering reports, and construction invoices to determine completion of undertakings• Obtained insurance adjuster reports and other supporting documents required to process and prepare insurance claim reports• Coordinated with funder, investor, legal team, and other third-party consultants to ensure loan conditions are met• Reviewed and processed guarantee release requests• Monitored letter of credit renewals• Fulfilled time sensitive payment processing requests using electronic funds transfer and direct deposit• Trained new Analysts on key departmental processes and procedures related to mortgage management

Toronto, Ontario, Canada

• Managed a portfolio of over 1,500 CMHC-insured and conventional mortgages proactively, ensuring compliance standards for commercial mortgages were fulfilled to the satisfaction of investors & CMHC• Created reports using PowerBI to monitor and renew expiring items such as Property Insurance, PPSA, Annual Financials, Undertakings, and Replacement Reserves• Obtained and reviewed borrower financials on an annual basis to ensure loan criteria is valid with no material adverse changes to Rent Roll, Operating Statements, Corporate Financial Statements, and Personal Net Worth Statements• Reviewed property insurance renewals, ensuring adequate policy limits were maintained• Prepared discharge documents and other related security documents for execution• Processed payment date changes and banking information changes for individual loansAmended interest billing letters for partially funded loans• Prepared annual statements, amortization schedules, information statements, and account history statements• Consulted with senior management on a weekly basis for improvements to portfolio management• Worked collaboratively with multiple internal departments (Origination, Funding, Accounting, Renewals, Commercial Loans Enforcement, Taxes, etc.)• Obtained & reviewed closing books/final reports for newly funded loans, ensuring mortgage securitization is valid and legally binding• Responded to inquiries & administration requests from borrowers, investors, property managers, solicitors, and auditors• Trained new Associate Analysts on key departmental processes and procedures related to mortgage management

Toronto

I worked with a multi-disciplinary team of real estate professionals whose services include advisory, software, and data solutions to the global commercial real estate industry. Reporting to the Data Solutions division, I worked closely with several market analysts to maintain data integrity, propose system improvements, and research market statistics. These pertain to new homes projects and the Ontario residential real estate market, particularly the Greater Toronto Area (GTA) and the Greater Golden Horseshoe (GGH).My role involved the collection, maintenance, and audit of residential real estate data for our RealNet database. Using data variables such as sales, unit prices/sizing, construction photos, floor plans, etc. I ensured accurate and timely updates for hundreds of different developments. I communicated with different builders as well as market analysts to ascertain accuracy, and referenced commercial development applications and land transactions in order to better understand each development. As well, I conducted monthly sales updates for active developments in order to assist with our monitoring of market fluctuations throughout the year. During my time at Altus, I became proficient in prioritizing competing demands, managing ongoing project files and completing assignments.

Toronto

I worked with the Program & Policy Management team within the Real Estate Services division. This unit engages in real estate management and strategic planning/policy development of high profile city-owned properties. Our work involves significant physical and financial development for the city's real estate portfolio. The Division is responsible for coordinating real estate transactions for Toronto's 5,600 properties, worth approximately $12 billion. Services include property acquisition, disposal, appraisal, leasing, and portfolio management on behalf of the city.My role involved close collaboration with other teams such as Appraisal Advisory & Taxation Services, Real Estate Transactions, Property Management & Lease Administration, Civic & Capital Projects, and Rapid Transportation Implementation. Reporting to the Director of Real Estate Services, my responsibilities included the research/consolidation of municipal property databases and utilization of mapping applications such as Geowarehouse, Municipalconnect, SAP, T.O. INview, and iView Toronto Water Asset Geodatabase (TWAG) to perform relevant analysis. I liaised with other teams to resolve data integrity issues, ensured timely developments, updated and reviewed reports, and tracked ongoing projects. I took part in departmental meetings and presentations regarding the city's portfolio, and collaborated with several project managers on the integration of specific projects such as Industrial Modernization, File Management Restructuring, Use of Zoning by-laws and Official Plan Guidelines, etc.Our division is responsible for notable civic projects such as the Union Station Enhancement Project (USEP), Metrolinx Regional Express Rail (RER) Program, and various future uses for Old City Hall. These projects have improved the city's infrastructure both financially and socially, and have paved the way for progress according to the City of Toronto's long-term Strategic Action Plan.

Toronto

I represented the bank on a daily basis by delivering high quality customer service and facilitating financial transactions based on our clients' varying needs. In keeping with CIBC's vision of relationship-focused banking, I ensured that every client interaction was met with relevant financial advice, application of suitable products and services, and active problem solving where applicable.Transactions conducted during the day included deposits & withdrawals, money orders & bank drafts, global money transfers & cables, bill payments, foreign exchange, and other account functions. During each transaction, I identified opportunities for account improvements, referrals to our Financial Service Representatives for additional products and services, and to introduce clients to different banking channels (e.g. Mobile Banking). Due to the sensitive nature of my work, I adhered to strict risk management, anti-fraud and compliance policies, high-volume cash management, as well as confidentiality of all information I came into contact with, further encompassing the level of professionalism that is expected in the banking industry. Also, due to the high volume of client traffic within the branch, I have become adept at handling large work loads, maneuvering from client to client while being accurate, and maintaining client satisfaction.Utilizing these skills, I helped our branch in maintaining CIBC's "Client Promise" as well as my own personal values that I brought to the team.

Sherway Gardens, Toronto

At Club Monaco I have fulfilled the capacity of both Stock Associate and Sales Associate, learning the importance of both positions and how they interconnect with one another. As a Stock Associate, I upheld the inventory and merchandising standards of Club Monaco as well as the parent company Ralph Lauren. This included, but was not limited to; Upkeep of visual merchandising standards at beginning and end of day, processing all incoming and outgoing merchandise (ensuring no discrepancies in inventory), and inventory audits of the stock room as a whole. Upkeep of standards also included standardizing clothing by color, size, and selling season. I helped clients with stock checks and item inquiries, and on an hourly basis performed product replenishment on the sales floor for recently sold items.As a Sales Associate, I engaged clients on the sales floor in a personalized and knowledgeable way, with a focus on high quality sales standards and wardrobe styling based on the relevant selling season (Summer, Winter, etc.). I maintained a courteous and fashion-forward representation of the company, and was able to pursue multiple sales targets and client satisfaction initiatives. Having worked the sales floor during both Black Friday and the Holidays, I also became highly skilled at managing high-volume customer traffic and being attentive of multiple clients throughout the store.

Toronto

I ensured timely and accurate documentation standards for confidential client information as well as court documents for a group of lawyers and paralegals whose work included Personal Injury, Motor Vehicle Accidents (MVA's), Catastrophic Injuries, and Insurance Claims. Given our rapidly growing client base, my ability to adapt to multiple deadlines and increasing workloads was instrumental to ensuring that the firm as a whole functioned as necessary. In my role, I maintained hourly up-to-date communication with Law Clerks, Paralegals, Lawyers, the Operations Manager, and the Founder of the firm, and took on many tasks related to filing and digital integration of legal briefs and existing client archives through Primafact (a software for Litigation Document Management).

First Canadian Place, Toronto

I worked closely with Investment Advisors to develop and improve client outreach initiatives as well as interpersonal investment banking. With over 150 hours of cold calling, I engaged with residential clients and small-business owners, discovering investment needs and portfolio requirements for aspiring new clients and existing investors. During my day I secured meetings with prospective clients and communicated with hundreds of people. This resulted in positive brand recognition for BMO, new business relationships for Nesbitt Burns, and $2 Million of assets introduced to the firm and its Investment Advisors. During my time with the company, I was able to explore marketing initiatives, varying client interaction scenarios, scripted and non-scripted conversations, as well as adherence to client confidentiality and compliance procedures.

Toronto

I was responsible for the maintenance, updates, and proper distribution of all client records and legal documents within the firm, ensuring high quality organization and filing standards. Throughout my day I assisted lawyers and paralegals within specific legal departments (such as Immigration and Personal Injury) with large volumes of paperwork. Tasks included photocopying, binding, scanning and filing of relevant court documents, requiring strict attention to detail and time sensitivity due to multiple deadlines within each day. Using Primafact (a software for Litigation Document Management), I engaged in digital archiving of thousands of client documents, ensuring proper naming/sorting, accurate image detail, and streamlined communication between all team members with access to the database on current issues.As well, I participated in numerous side projects such as assisting the IT department with camera surveillance installation at one of our offices, Toastmasters International meetings (as both a guest speaker and attendee), and documentation of several Real Estate transactions for existing clients of the firm.

Bachelor Of Commerce (B.Com), Major In Real Estate Management, Minor In Finance

(Formerly Ryerson University) This program teaches the fundamentals of business before we choose one of seven majors at the end of their.

Diploma, Business Management - Financial Services

Developed with the Institute of Canadian Bankers (ICB) and industry professionals, this program teaches all aspects of banking.