Junior Process Credit Officer
Bengaluru, Karnataka, India
• Working on secured and unsecured loans. • Evaluating credit proposals covering financial, business and industrial risk & taking decision on the loan. • Assisting customers with queries, requests & complaints. • Monitoring vendors Like Field Investigating agencies, valuation &legal agencies for Mortgage loans and maintaining TAT. • Assessing overall Credit Eligibility of customer & recommended the case to higher authority. • Documentation, Disbursement & File Processing. • To ensure Bounce Rate and Delinquency are within acceptable standards. • Compliance to repayment instrument replenishment to ensure regular repayment of EMI. • Preparing MIS reports, Collection reports on daily basis and Weekly review reports etc. • Taking care of auditing & quality checking. • Handling queries and maintaining good customer satisfaction. • Having Knowledge on Mortgage & investment banking process.