Babar Y. Email & Phone Number

San Francisco, Ca, Us

San Francisco, California, Us

After 20 years in technology, media and financial services, I founded a venture company in San Francisco to focus on tech driven innovation in the finance and banking sector. Pineapple’s first core platform offers economic opportunities to mobile users, interconnected with 907 telecoms in 156 countries covering 2 billion mobile users. 'Pineapple turns airtime into currency'.We encompass both centralized and decentralized finance. Working with leading corporations, our mission is to scale financial services, for a more honest and equitable world. Pineapple pledges to serve people, planet and profit, the Triple Bottom Line (3BL) approach to business.

Karachi, Sindh, Pk

I joined the newly formed bank as head of product and marketing, to establish financial inclusion for a population of 180 million where over 89% had no previous access to formal finance. In 2008, Tameer Bank partnered with Norwegian phone company Telenor to launch the region’s first mobile money easypaisa.com.pk. This grew the bank from 14 branches to 16,500 nationwide service outlets in 3 years, and turned a profit for the bank within 5 years. This successful innovation became a case study for Gates Foundation, the World Bank and the International Finance Corporation. Showcased as an outstanding example in the world, I presented at the 2012 United Nations Rio +20 conference in the Social Impact Investing session hosted by the UN and the Rockefeller Foundation. .Easypaisa, the bank's flagship mobile money deployment won the Global MMT - mobile money and digital payments award, in Dubai as “Best New Entrant of the Year”.We introduced unique lending and deposit products, most notably micro credit within 2 hours, against gold collateral. Delivered growth in gross portfolio of almost 100% year on year. Revenue growth at 90%, with one of the lowest loan delinquency ratios in the world at under 1%. PACRA assigned ratings long term A and short term A1. Tameer also received a social performance rating of B- by M-Cril in the very first attempt.

Pakistan’s first ISO-certified international contact center for data and voice, with 200 seats.Selected as “preferred call center Karachi” by the Pakistan Software Export Board.Clients included Yamaha, McDonald’s and HP Greenstar.Presented at leading software companies and contact centers in Europe.Certified with Customer Operations Performance Center Standard www.copc.comsponsored by the Pakistan Software Export Board. Subsequently invited by PSEB to author Pakistan’s 1st call center training curriculum.

Pakistan’s first private satellite television network4 TV channels - Indus Music/later MTV Pakistan, Indus News, Indus Vision & Teleworld.Indus TV spearheaded the freedom-of-Information revolution which then enabled 100+ networks market entry on the media eco-standard created by Indus.Launched Indus News, Pakistan's 1st private news channel to cover Pakistan's 2002 general elections in a new style which became the predominant media culture: assertively questioning public representatives. Resulted in a new era of government public accountability in Pakistan.Indus had a lead role in supporting a modern media rating standard, via the technology based People-Meter with Gallup.

Karachi, Sindh, Pk

Owned by NetSol USA, a NASDAQ exchange traded company (NTWK)Internet service provider, part of Pakistan’s internet revolution. Acknowledged by the Internet Service Providers Association of Pakistan for becoming a top retail brand within 14 months of launch.

Pakistan’s 1st computer and desktop printer brand to massively scale for retail.Engaged by HP Singapore, to take computers and printers out of the realm of corporate use, to scale with individual consumers. By 2000, HP had expanded the national market-size, and became the largest information technology brand in Pakistan.

Business Administration And Management, General

Bachelor Of Commerce (Bcom)

Business/Commerce, General