Badar Farooq Khan Email & Phone Number

Lahore, Punjab, Pakistan

• Managed and optimized a portfolio averaging PKR 13.4 billion (Approx. USD 48 million) encompassing leading corporate clients across various sectors in Pakistan including Textile, Glass, Chemicals, Steel, Cement, Paper.
• Achieved disbursements totaling PKR 9.7 billion (USD 34.8 million) across various financing products and surpassed the fee income target by earning PKR 35 million (USD 0.13 million) in commissions and commitment fee on.
• Actively engaged in cross-selling deposits through raising Certificate of Investments of PKR 2.5 billion (Approx. USD 9 million).
• Engaged in seamless collaboration with cross-functional teams including Risk Management, CAD and Capital Markets to craft comprehensive Credit Proposals (“CP’s”) and oversee the execution of Finance and Security.
• Delivering comprehensive assessment and analysis by formulating CPs; integrating meticulous financial and non-financial scrutiny, collateral coverage analysis as well as conducting thorough market and industry research.
• Significantly contributed as a core team member in the creation & execution of PKIC’s Internal Financing Model and played a pivotal role in crafting strategic frameworks such as Obligor Risk Rating (“ORR”), Facility.

Lahore, Punjab, Pakistan

• Managed and optimized a portfolio averaging PKR 13.4 billion (Approx. USD 48 million) encompassing leading corporate clients across various sectors in Pakistan including Textile, Glass, Chemicals, Steel, Cement, Paper.
• Achieved disbursements totaling PKR 9.7 billion (USD 34.8 million) across various financing products and surpassed the fee income target by earning PKR 35 million (USD 0.13 million) in commissions and commitment fee on.
• Actively engaged in cross-selling deposits through raising Certificate of Investments of PKR 2.5 billion (Approx. USD 9 million).
• Engaged in seamless collaboration with cross-functional teams including Risk Management, CAD and Capital Markets to craft comprehensive Credit Proposals (“CP’s”) and oversee the execution of Finance and Security.
• Delivering comprehensive assessment and analysis by formulating CPs; integrating meticulous financial and non-financial scrutiny, collateral coverage analysis as well as conducting thorough market and industry research.
• Significantly contributed as a core team member in the creation & execution of PKIC’s Internal Financing Model and played a pivotal role in crafting strategic frameworks such as Obligor Risk Rating (“ORR”), Facility.

Lahore, Punjab, Pakistan

Facilitating business development by establishing and maintaining client relationships with new and existing customers of PKIC within the limits of SBP commercial lending regulations, company policies & procedures and SOPs governing contractual loan agreements. Performed customer profiling in order to identify potential groups for pitching financing.

Z-Block DHA, Lahore

Collaborated with Mckinsey (Consultants) to remodel branch sales operations. Formulated & implemented sustainability strategies focused on enhancing operational excellence & performance management. Led the transformation of branches by implementing the sustainability model which led to a decrease in the cost-income ratio of Alfalah. Conducted.

Shahdin Manzil

Lead a project for the migration of Installment & Accrual accounts of 500+ SME Customers from Bank Smart Lease Management System to T-24 Module (Temenos). 2,600 lease contracts were reviewed and analyzed by a team of 10 people trained and lead under my supervision. Coordinated with the Internal Control Department for each individual reconciliation file.

Consumer Finance, Gulberg-III, Lahore, Pakistan

Devised a Data Warehouse System as part of the strategy program to formulate one Master Information System (MIS) of the Consumer Finance Department. Liasioning with Consumer Finance Departments such as Credit Initiation Unit (CIU), Collection & Recovery, and Online Authorization (OLA) to collect and integrate data from multiple sources. Extract, Transform.

Marketing Head Office, Johar Town, Lahore

Executed Research Projects and carried out market research to monitor the poverty level of Microfinance borrowers. Successfully gathered data through market survey and in formulating a comprehensive profile of Low-Income Households & their Micro-Businesses, and assess their satisfaction with FINCA's Services using a suite of data collection & analytical.

Consumer Finance Gulberg, Lahore, Pakistan

Conducted Market Surveys as part of the Product Development of a new product line; American Express Card (AMEX). Responsibilities included in developing new product variants in the unsecured segment of Consumer Finance.Developed Cost Recovery Models to effectively manage the credit risk of AMEX. Liasioning with business finance, three revenue streams were.

Msc, Finance & Investments, Distinction

Activities and Societies: FINTECH Modules: - Corporate Finance - Capital Market Analysis - Quantitative Research Methods for Finance &.

Bsc, Double Majors Economics And Management, 3.54

Activities and Societies: Economic, SME - Micro Economics - Macro Economics - Econometrics - Monetary Economics - International Economics.