Badriya Ali Email & Phone Number

Responsible for managing the Auto Murabaha Companies unit in making accurate credit decisions on cases referred to the department to ensure an appropriate customer base, minimizing risks to the bank, ensuring proper use of delegation authorities and providing quality serviceEnsuring timely handling of all applications received at the unitProviding guidance and act as an on-line consultant to branches and direct sales and ensure that all financial and non-financial parameters are adhered toRendering expertise to analyze all new product programs and promotions from credit point of viewTroubleshooting day-to-day issues faced by end-users.Enhancing the credit culture at front line level

Analyzed creditworthiness and provided recommendation of SME cases received to be approved by Credit Manager/Head of Credit/ Credit Committee based on in depth analysis toolsReviewed Audited Financial reports associated with cases and performed financial analysis of Balance Sheet, Profit & Loss and Cash Flow statement, assessment of company's historical and projected financial performance and trend

Dubai, United Arab Emirates

Monitoring and follow up on regularization of corporate customer accounts irregularities through the monthly exception reportsPreparation and consolidation of the monthly Past Due report of corporate accountsRecommendation and supervision of credit analysis for LBD (Local Bill Discounting) facilities of ENBDPreparation and supervision of MIS reports related to internal and external auditAdministration of the online credit appraisal system (EDOC) and Moody's risk analyst systemEnforce control procedures to ensure continues quality of portfolioSupport credit control manager in initiating new policies and procedures for credit control function

Attended to customer calls (responding to customer inquiries about balances, transactions etc.)TeleSales – offered the customer wide range of products like payment plans and insurancesExperienced in auditing calls

Bachelor Of Business Administration, Finance, General

High School Diploma