Bala Chendil P

Bala Chendil P Email and Phone Number

Chief Technology Officer @ Berar Finance Limited
Mumbai, MH, IN
Bala Chendil P's Location
Mumbai, Maharashtra, India, India
About Bala Chendil P

Ever learning & evolving Professional in BFSI & Fintech, with career spanning over 26 years. 17 years of Business Operations Management and 9 years of Digital Technology, Business Strategy & Transformation.Currently working as Chief Executive Officer (CEO) of Anur Technologies, providing customer onboarding, communication automation , sales automation and work flow automation solutions.Previously employed with Ambit Finvest, Heading the Digital Lending Business (Mobile App & Web) with P&L responsibility (Business Head). Before heading Business function, I was heading Digital Transformation Function (CDO) & Technology functions (CITO) at Ambit Finvest. Previous stint as Director and Co-Founder in Start-up space, with Smart Secured Automated Payment Solutions, conceptualized business model of SmartSAPS to create alternate customer profile with payment transactions and lifestyle purchase patterns. Change Management Advocate in multi-functional (both national & global) roles, awarded numerous times for delivering thought leadership and business growth in emerging & mature markets. Scaled up business and achieved top & bottom line objectives at diverse organizations.✔ Set up branches, direct channels, implemented systems and customer contact campaigns in Retail & SME Business✔ Launched new businesses, deployed right digital technology, transformed businesses into profitable units in large conglomerates, growing organizations and start-ups, gone through various phases of Product & Organization life cycles.Speaker at various forums. Avid Reader and Running Enthusiast. Mentor to young professionals. Fundraiser, support causes related to children and education.A qualified Mechanical Engineer, I have completed PGDBA in Finance & Marketing and Chartered Financial Analyst at ICFAI Business School. Completed Fintech Residential Program at IIM, Ahmedabad.Recipient of HT Mint TECHCIRCLE Business Transformation Award 2021, BFSI Excellence Award at BFSI CTO Summit 2021, Digital Leadership Award at BFSI Leadership Summit 2022, Emerging Leader in Data, Analytics & Ai Award at Data world Summit 2022, Top 20 Visionary Digital Leader at NBFC Leadership Awards 2023.I look forward for new professional acquaintances. Connect with me to know more.☛https://etunwired.et-edge.com/virtual/bfsitechleaders/speakers/☛http://indianbfcsummit.com/speakers/☛http://indiacxsummit.com/our-speakers/☛http://webinar.eletsonline.com/DoBigDigitalConclave☛http://www.consultclarity.org/large-enterprises-leadership/7-questions-with-bala-chendil-p

Bala Chendil P's Current Company Details
Berar Finance Limited

Berar Finance Limited

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Chief Technology Officer
Mumbai, MH, IN
Website:
berarfinance.com
Employees:
800
Bala Chendil P Work Experience Details
  • Berar Finance Limited
    Chief Technology Officer
    Berar Finance Limited
    Mumbai, Mh, In
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  • Anur Tech
    Chief Executive Officer
    Anur Tech Sep 2023 - Present
    Chennai, Tamil Nadu, In
    Anur Tech, is into the business of providing Customer Onboarding, Communication Automation, Sales Automation and Work Flow Automation Solutions leveraging Digital Technology & AI /ML in BFSI Space. Anur Tech is incubated by Alterstep Technologies with DFAN(Digital First Angel Network) & AIG Direct LLC being prominent Institutional Investors. Anur Tech has significant presence in Life & Health Insurance space with 40% of Life Insurers & 60% of Health Insurers in India, adopting Anur Tech’s communication platform, other than Life & Health Insurance, our clients are in Lending , Banking and Financial Services segments as well spread across India, Indonesia, Philippines & SE Asia.
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  • Ambit Private Limited
    Evp & Business Head - Digital Acquisition I Head - Digital Transformation
    Ambit Private Limited Jun 2018 - Aug 2023
    Mumbai, Maharashtra, In
    Part of Ambit Group, Ambit Finvest is a systamatically NBFC with focus on SME & Retail segment.Joined Ambit Finvest with the responsibility of transforming conventional lending model to technology based lending platform by leveraging Process Automation and Digital Technology.Automated Sales, Lead Generation and CRM (Salesforce) processes as well as several internal processes including rule & score card based credit evaluation, improved reporting & financial governance and strengthened organizational Business Continuity Planning. Minimized cost of operations and improved overall productivity.Created a seamless work anywhere environment, ensured effective remote management.As a Business Head - Digital Lending, since June 2021, have had the opportunity to roll out Industry First Straight Through Process (STP) Customer Journey in Mobile App & Web Platform by adopting new age technologies (AI/ML, analytics), automated workflow(robotics) & APIs for maximum loan eligibility based on data pull from Bureau, Banking & GST Sources, with algorithms built to triangulate data points from KYC, Bureau, Banking & GST data sources to mitigate risks, Ambit Finvest is first NBFC to achieve this feat in Business Loans (MSME). My primary KRA is to build Business Loan AUM through Digital Marketing and forge partnerships with Market Places & Digital Aggregators.
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  • Smartsaps (Smart Secured Automated Payment Solutions)
    Co-Founder | Director
    Smartsaps (Smart Secured Automated Payment Solutions) Jan 2016 - May 2018
    Director of an innovative B2B2C Start-up, engaged in payments, eKYC, last mile logistics businesses and building Alternate Customer Profile based on Machine Learning (Artificial Intelligence) with focus on BFSI and e-Commerce sectors. Created and executed business model of SmartSAPS with the objective to build alternate customer profile by capturing payment transactions and lifestyle purchase data.Forged strategic alliances to be eKYC Service Provider to Wallet Company, Payment Service Provider (PSP) to large banks and Last Mile Logistics Support Provider to e-Commerce CompanyFormulated operating model to on-board Micro Entrepreneurs (ME) with revenue sharing agreement on AI platform to execute eKYC, support last mile logistics delivery and on-board offline merchants for UPI based POS.
  • Dhanlaxmi Bank Limited
    Deputy General Manager | Executive Vice President
    Dhanlaxmi Bank Limited Mar 2009 - Jan 2016
    Thrissur, Kerala, In
    Growth Path:Oct 13 - Jan 16: DGM (EVP) - NPA & Recovery ManagementFeb 13 - Sep 13: DGM (EVP) & Zonal Head, West - Retail, SME, Corporate, CreditApr 12 - Feb 13: SVP & Regional Head, West - Retail, SME, CorporateJun 11 - Mar 12: SVP & Regional Head, West - Branch Banking, Acquisition & DistributionMar 09 - May 11: SVP & Regional Head, Mumbai, ROM & Goa - Branch Banking, Acquisition & DistributionAssociated with a lading Private Sector Bank for 7 years, I joined as a part of the core management team as SVP & Regional Head for Branch Banking, Acquisition & Distribution for Mumbai, Rest of Maharashtra and Goa Region. Set up branches, direct channels (digital / alternate) from scratch.Transformed as the top most region across liabilities, life & general insurance, gold loan and wealth products. Implemented seamless branch banking channel; generated revenue from wealth products distribution and cross-sell of Retail Asset & SME products.The bank branches took leadership position in total liabilities growth over major private banks within 2 years. West Region per branch productivity in wealth products was rated the highest in the Banking industry.Promoted as Regional Head of the entire Western Region including Gujarat. Migrated customers to direct channels and enabled the West Region to be rated as No.1 region PAN India in customer product holding ratio.Elevated as Regional Head for West in 2012, handled Retail, SME & Corporate business verticals including Branch Banking under new traditional Branch Centric Business Model. Managed total business size of INR 50 Bn (USD 750 Mn).Rose to be DGM (EVP) & Zonal Head for West for all Business Verticals including Credit function in Feb 2013 and subsequently managed NPA & Recovery function for West from Oct 2013 onwards. Awarded by the Board for being key performer of the bank.
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  • Tata Aig General Insurance Company Limited
    India Business Head - Employee Benefits | Deputy Regional Head - Memsa
    Tata Aig General Insurance Company Limited Feb 2006 - Feb 2009
    Mumbai , Maharashtra, In
    Growth Path:Jul 08 - Feb 09: Deputy Regional Head – MEMSAFeb 06 - Jul 08: India Business HeadAssociated for 3+ years with a leading Indian General Insurance Company, JV between Tata Group & American International Group (AIG).I joined as India Business Head, worked as a part of AIG Voluntary Employee Benefits (Work Site Marketing) Worldwide Core Strategy team, handled distribution of retail accident & health products to employees (salaried segment) and ensured top and bottom line improvement.Managed business with high combined ratio and low top line gross premium. Successfully turned around the unit into profitable unit with low combined ratio and four-fold growth in top line gross premium.- Introduced initiatives; reduced policy issuance turnaround time & cancellation ratio and direct & indirect costs and enhanced operational efficiency- Instrumental in automating billing & collection processes and improving collection efficiency- Awarded by the Worldwide Leadership team for substantial business growthIn addition to Indian operations, I handled additional responsibility of managing business for Middle East, Mediterranean & South Asia (MEMSA) region as Deputy Regional Head.- Indian operations emerged as largest in MEMSA Region and amongst the top countries worldwide
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  • Icici Bank
    Regional Head (Sales) - Liability & Wealth Products
    Icici Bank Sep 2002 - Jan 2006
    Mumbai , Maharashtra, In
    Growth Path:Sep 05 - Jan 06: Regional Head (Sales) - Investments (Liability & Wealth Products), MumbaiNov 04 - Sep 05: RSM - Corporate Salary Accounts, MumbaiOct 03 - Nov 04: RSM - Corporate Salary Accounts & Retail Institutions (TASC), MaduraiSep 02 - Oct 03: Branch Head – MaduraiAssociated with ICICI Bank for 3+ years.Recruited as Branch Head for KK Nagar Branch, transformed a conventional branch to a new age model branch in Madurai post merger of Bank of Madura with ICICI Bank. Led the branch in being one of the top most branches PAN India. Won the prestigious CEO Star Performer Award in 2003. Awarded by the board for being key performer of the bank. Handled Corporate Salary Accounts & Retail Institutions (Trusts, Associations, Societies and Club) as Regional Sales Manager of Madurai and increased liabilities base and acquisition rate.Deputed to Mumbai as Regional Sales Manager for Corporate Salary Accounts. Acquired new clients, maintained the existing relationships and met liability & wealth products targets.Promoted as Regional Head (Sales) for Investments & Services for Mumbai region. Managed distribution of wealth products (Mutual Funds, General Insurance, Equity IPO, Gold and Forex) to the Corporate and Institution Segment. Managed the largest Mutual Fund portfolio worth INR 50Bn (>USD 1Bn).
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  • Tata Internet Services Limited
    Area Manager - Public Internet Centers
    Tata Internet Services Limited Jun 2001 - Sep 2002
    Navi Mumbai, Maharashtra , In
    Handled franchise development of the Public Internet Centers for Tamil Nadu. Effectively added several new franchisees for Tata Nova Internet Cafe Brand.
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  • Godrej Appliances (Godrej Ge)
    Area Sales Manager - Home Appliances
    Godrej Appliances (Godrej Ge) Jul 2000 - Jun 2001
    Mumbai, Maharastra, In
    Steered sales of Refrigerators and Washing Machines across Tamil Nadu and successfully achieved the assigned annual target.
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  • Tata Finance
    Assistant Marketing Manager - Auto Loans
    Tata Finance Jul 1998 - Jun 2000
    In
    Commenced career in Tata Finance Ltd. (the largest NBFC at that point of time) as Management Trainee.Rose to be Assistant Marketing Manager and handled car loan business for Concord Motors’ dealership and DSAs in Chennai.
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Bala Chendil P Skills

Leadership Team Building Banking Distribution Business Transformation Branch Banking Executive Management People Management Bfsi And Fintech Leadership Insurance B2b And B2c Sales Management Digital Technology Sales Start Ups Portfolio Management Cross Selling Acquisition Business Development Financial Risk Product Portfolio Management Relationship Management Team Management Finance Alternate Channels Strategy Financial Services P&l Responsibility Wealth Management Mutual Funds Npa And Recovery Entrepreneurship Sme And Corporate Banking Digital Banking Regulatory Compliance Management Retail Banking Mis Business Turnaround

Bala Chendil P Education Details

  • Indian Institute Of Management Ahmedabad
    Indian Institute Of Management Ahmedabad
    Fintech
  • Icfai Business School
    Icfai Business School
    Finance & Marketing
  • Madurai Kamaraj University
    Madurai Kamaraj University
    Mechanical Engineering

Frequently Asked Questions about Bala Chendil P

What company does Bala Chendil P work for?

Bala Chendil P works for Berar Finance Limited

What is Bala Chendil P's role at the current company?

Bala Chendil P's current role is Chief Technology Officer.

What schools did Bala Chendil P attend?

Bala Chendil P attended Indian Institute Of Management Ahmedabad, Icfai Business School, Madurai Kamaraj University.

What skills is Bala Chendil P known for?

Bala Chendil P has skills like Leadership, Team Building, Banking, Distribution, Business Transformation, Branch Banking, Executive Management, People Management, Bfsi And Fintech Leadership, Insurance, B2b And B2c Sales Management, Digital Technology.

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