Credit appraisal of companies across diversified sectors for workingcapital & term loan proposals Meetings with management & promoters of the company and factory/site visit for detailed understanding of the businessBusiness risk analysis comprising of broad understanding of the industry & client’s business profile including management evaluationFinancial risk analysis based on historical and future projected financials using CMAIdentification of key credit issues and preparation of report after analyzing the major risk areas and providing recommendation on the basis of analysisPresentation of proposals to the sanctioning committees and discussion in details on merits and potential risks of the proposal.

Build cash flow projection models to be used in rating process for structured finance deals (RMBS and ABS) in European region Analyze cash-flow results generated by modeling tool like IMAKE , CFE etcand provide logical explanation for the sameDo scenario analysis and provide justification for rating deviations from past, if any Communicate with S&P analysts on rating rationales, criteria and cash flow models to enhance understanding of structures

Work on request for proposals to be pitched by pre-sales team to clientsInteract with client's business users and IT teams to capture, clarify and define business needsHelp software development team during User acceptance testing (UAT) to validate the requirements of ClientProject planning, tracking and reporting to higher management

Interacting with clients to identify and understand functional requirementsDevelop technical solutions to meet client's requirements (.NET & MS-SQL technology)Estimating work hours required for projects (cost estimation)and design change management plan