Balram Verma

Balram Verma Email and Phone Number

State Head IIFL Samasta Microfinance LTD @ IIFL Samasta Finance Limited
Balram Verma's Location
Jaipur, Rajasthan, India, India
About Balram Verma

#: Handling Micro finance Products and Services since July-2009 to till now and it has been 16 years in this industry.1.Experienced in providing guidance and leadership to staff in accordance with specified business objectives, managing Income generating loans,Personal loan,Two Wheeler along with additional sales revenue generating cross selling products.2.Thorough understanding of Microfinance sector in rural as well as urban pockets.3.Possess excellent communication and interpersonal skills.# Having skills:- Problem solving:- Sales:- Operations:- Strategy:- SHG:- Microfinance:- Banking:- Management

Balram Verma's Current Company Details
IIFL Samasta Finance Limited

Iifl Samasta Finance Limited

View
State Head IIFL Samasta Microfinance LTD
Balram Verma Work Experience Details
  • Iifl Samasta Finance Limited
    State Head
    Iifl Samasta Finance Limited Jan 2023 - Present
    Jaipur, Rajasthan, India
    Responsible for entire operations of Rajasthan and Haryana State
  • Hdfc Bank
    Cluster Manager
    Hdfc Bank Feb 2022 - Jan 2023
    Jaipur, Rajasthan, India
    Taking care of business and collection of SLI Vertical
  • Fullerton India Credit Company Ltd.
    Territory Manager
    Fullerton India Credit Company Ltd. Jun 2020 - Feb 2022
    Ahmedabad, Gujarat, India
    Currently handling Santrampur Area Sales and collection and current portfolio size. 230 Cr
  • Taraashana Service Ltd
    State Product Head
    Taraashana Service Ltd Jan 2019 - Jun 2020
    Jaipur Area, India
    Responsible for entire operations of Rajasthan region Handling 36 branches of Rajasthan and portfolio size of above 180.cr.
  • Taraashna Services  Ltd
    Deputy Regional Manager
    Taraashna Services Ltd Mar 2016 - Sep 2018
    Jaipur
    Responsible for entire operations of Rajasthan Handling 23 branches of Rajasthan and portfolio size of above 116cr.
  • Midland Microfin Ltd
    Assistant Manager
    Midland Microfin Ltd Aug 2013 - Mar 2016
    Ganganagar Area, India
    :-Providing overall leadership and coordination among different areas covered by the region and providing quality financial services to poor and low income families.:-Managed a clientele of over 6,000.:-Supervising 02 branches and a team of more than 15 staff and professionals.:-Handling the entire gamut of day-to-day operations with key focus on adherence to compliance.:-Expanding operations and initiating business in new avenues for microfinance services.:-Representing the organization in all official communications at Area level.:-Assessing and managing operational and financial risks such as corruption, fraudulent cases and cash management.:-Conducting periodic monitoring visits to the field, ensuring client satisfaction and competitive edge in the market, and that all procedures are being followed.:-Developing strategy for new client acquisition and retention of old loan clients.:-Coordination with all the Branches for all the upcoming Plans and existing Schemes. Handling their all types of issues related to office and field and motivates them for the business.:-Member service management-:- Portfolio Quality;-Profitability and productivity;- Audit Compliance;- Risk mitigation:- Reporting:-Prepare the sales team:-Provides timely feedback to senior management regarding performance.:-Responsible for the performance and development of the Sales Executives:-Managed branch operations and day to day activities like handling of vault operations.:-Guiding of new employees in defining the work environment.
  • Midland Microfin Ltd
    Branch Manager
    Midland Microfin Ltd Dec 2012 - Aug 2013
    Ganganagar Area, India
    Accountable for Portfolio performance & delivering qualitative business targets.;-Handled Asset – Rs. 2 Cr Portfolio, through Group Responsibility which includes a Customer Base of 2500 customers, built from scratch.;- Team Handling of Sales & Branch Operations.;- Maintained 100% Loan recovery rate.;- Exploring business potential, opportunities & clientele to secure profitable business volumes.;- Recruitment, training, development & retention of the, Sales Team and Operation Team.:- Managing and Monitoring of the operations in terms of quality as well as achieving targets as per business plan.;- Ensure that all field processes in terms of area selection, customer selection, credit initiation processes(projection meetings),disbursement procedures, center meetings, collection procedures, program discipline(on time repayment and customer attendance),follow up of delinquent cases etc are scrupulously followed.
  • Sks Microfinance Limited
    Branch Manager
    Sks Microfinance Limited Mar 2011 - Dec 2012
    Rajasthan, India
    October 2010 – Dec 2015 (2 years 2 months) Merta City, Makarana,Jhunjhunu,Udaiputiwati,Neemkathana,Reengus In Rajasthan:-Efficiently handled portfolio of over 03 crore, team of about 08+ employees and managed 4500+ clients.:- Conducted survey and projection meetings at villages/colonies to add new clients.:- Handling the entire gamut of day which include monitoring in the field and update the operation status on day to day basis. Ensuring adherence to policies and processes, correcting procedural flaws and troubleshooting problems in the field.:- The grading allotted to my branch is at par with the stand policy of the company (Grade A+ and two time Top 10 ).:- Coordinating with support departments (IT, HR, Accounts, Insurance, and Admin).:- Identifying and Analyzing risks (Social, Political, economic etc.) affecting loan portfolio.
  • Sks Microfinance Limited
    Assistant Branch Manager
    Sks Microfinance Limited Oct 2010 - Mar 2011
    Rajasthan, India
    Monitoring of Branch and Field , Recruitments , People Management , Responsible for sales and All field lavel Issue Solved.
  • Sks Microfinance Limited
    Field Officer
    Sks Microfinance Limited Jul 2009 - Sep 2010
    Rajasthan, India
    To provides financial service to low income customers.

Balram Verma Skills

Management Research Training Microsoft Office Team Leadership Portfolio Management Risk Management Financial Analysis Microfinance Customer Service Loans Process Improvement Sales Operations

Balram Verma Education Details

Frequently Asked Questions about Balram Verma

What company does Balram Verma work for?

Balram Verma works for Iifl Samasta Finance Limited

What is Balram Verma's role at the current company?

Balram Verma's current role is State Head IIFL Samasta Microfinance LTD.

What schools did Balram Verma attend?

Balram Verma attended Shobhit University.

What skills is Balram Verma known for?

Balram Verma has skills like Management, Research, Training, Microsoft Office, Team Leadership, Portfolio Management, Risk Management, Financial Analysis, Microfinance, Customer Service, Loans, Process Improvement.

Not the Balram Verma you were looking for?

Free Chrome Extension

Find emails, phones & company data instantly

Find verified emails from LinkedIn profiles
Get direct phone numbers & mobile contacts
Access company data & employee information
Works directly on LinkedIn - no copy/paste needed
Get Chrome Extension - Free

Aero Online

Your AI prospecting assistant

Download 750 million emails and 100 million phone numbers

Access emails and phone numbers of over 750 million business users. Instantly download verified profiles using 20+ filters, including location, job title, company, function, and industry.