Sr Manager of Commercial Loans (Secured)

16 Years Experience Professional in Vehicle Finance Industry

 Distiction of consistently achieving monthly sales targets . Pivotal in developing a base of key clients from amongst businesmen, Industrialist and Transporters. Developed new market around and in the area.

 Distiction of consistently achieving monthly sales targets . Pivotal in developing a base of key clients from amongst businesmen, Industrialist and Transporters. Developed new market around and in the area.

 Handling Credit and Operating of West Bengal (Kolkata, Baruipur, Barasat, Kharagpur, Contai, Tamluk, Siliguri, Malda, Berhampore, Durgapur, Burdwan and Asansol). Handling the entire administrative, sales, Collections and training requirements of the locations. Deft in supporting operations inclusive of conceptualizing; managing teams with focus on excelling business targets; veritable experience in handling collections and sales with equal dexterity.  Ability to support &… Show more  Handling Credit and Operating of West Bengal (Kolkata, Baruipur, Barasat, Kharagpur, Contai, Tamluk, Siliguri, Malda, Berhampore, Durgapur, Burdwan and Asansol). Handling the entire administrative, sales, Collections and training requirements of the locations. Deft in supporting operations inclusive of conceptualizing; managing teams with focus on excelling business targets; veritable experience in handling collections and sales with equal dexterity.  Ability to support & sustain a positive work environment that fosters team performance with strong communication; relationship management skills. Adept in working under pressure with the ability to meet demanding deadlines. Creative and insightful with strong motivations to streamline the branch activities in order to improve and strengthen the performance. A decisive leader with excellent ability to coordinate with different people at one time under difficult situations and the ability to bring out the best in others while creating a healthy & friendly work environment, thus enhancing operational efficiency. Keen planner and farsighted with strengths to perceive beyond obvious. Show less

• Recommend & process the HCV, LCV & ICV files as per norms laid down by Co.• Understand the customer’s financial & mental situation to repayment the loan.• Credit Verification.

• Achieved the sales target through finance the commercial vehicles.• Looking the Refinance, Repurchase of commercial vehicles (LCV & HCV).• Looking the High Value Business Loan to the corporate customer & transporter.

• Achieved the sales target through finance the commercial vehicles.• Looking the Refinance, Repurchase of commercial vehicles (LCV & HCV).• Handling Marketing Operations (i.e. processing the files as per norms laid down by Co. & follow-up till booked) of Durgapur, Kolkata, Burdwan, 24 Pgs (N) & 24 Pgs (S).• Handling several DSA’s of Kolkata, Howrah, Hooghly, Nadia, 24 Pgs locations & Burdwan

• Handling over all operations of six branches in Kolkata including Bhubaneswar, Cuttack, Jamshedpur, Ranchi, Durgapur five upcountry locations respectively.• Handling frontline credit appraisal and centralized credit analysis of different category of loan (Consumer Durables, Two Wheeler, Personal loans against Credit Card, Cash Card) as per norms laid down by the Company.