Barbara Dechant Email & Phone Number

Remote

Due Diligence Credit Analyst

Denver, Colorado, United States

Lone Tree, CO

• Responsible for making fair and equitable decisions, within corporate guidelines, ensuring borrower satisfaction in their pursuit of their financial dreams
• Senior Underwriter, responsible for mentoring and coaching colleagues through a transfer of institutional knowledge and processes with the end goal of increasing retention and providing career growth
• Evaluated all underwriting functions regardless of complexity of transaction resulting in accurate, quality decisions

• Manage 14 Conventional and Government Underwriters, this includes entry-level and Underwriter III positions
• Inspire, mentor, and coach underwriters in developing advanced knowledge of guidelines and compliance requirements through conducting one-on-ones, weekly team meetings, subject discussions, and presentations
• Implement incentive and recognition-based management to drive production on an individual and team basis
• Oversee the daily pipeline priorities to meet 24-hour SLA requirements with 100% results for underwriting
• Train and mentor underwriters on trending quality issues to achieve a team quality score of 97% or higher continuously

• Managed a team of multiple level home equity underwriters in approving loan applications
• Oversaw underwriting activities of home equity lines and loans for a group of 13
• Trained and mentored underwriters on policy and procedures to meet compliance and quality standards using one-on-ones, lunch-and-learns, and formalized team meetings
• Ensured underwriters were providing quality customer service through call monitoring and side-by-side coaching

• Mentored and coached colleagues through a transfer of institutional knowledge and processes with the end goal of increasing retention and providing career growth
• Made fair and equitable decisions, within corporate guidelines, ensuring borrower satisfaction in the pursuit of “turning a house into a home.”
• Evaluated all underwriting functions regardless of the complexity of the transaction
• Examined all transactions to ensure completeness and accuracy, obtaining 98% quality results

Littleton, CO

• Protected the assets of the company by reviewing short sale and modification requests for the most cost-effective method of handling inventory
• Managed foreclosures and short sales to prevent additional loss of revenue
• Protected investors assets by making wise short sale and modification underwriting
• Provided excellent customer service to external and internal customers
• Exceeded monthly goals for short sale closings and modifications

Littleton, CO

• Reviewed mortgage loans for the existence of fraud, misrepresentation, and malfeasance
• Conducted fraud detection using numerous online websites for 3rd party resources
• Oversaw fraud detection by conducting interviews requiring excellent oral communication skills
• Recommended fraudulent loans to the FBI review team
• Received recognition for quality and accuracy of investigations performed

Highlands Ranch, CO

• Oversaw decision process with $750000 lending authority on 1st mortgages, standalone 2nd mortgages, combo loans, and HELOCs
• Managed Due Diligence Underwriting Loan by Loan and Bulk loan channels of business
• Reviewed fraud detection to ensure sound business decisions were made
• Recognized as a top producer with high scores from Quality Assurance reviews