Barbara Dechant Email & Phone Number

Remote

Due Diligence Credit Analyst

Denver, Colorado, United States

Lone Tree, Co

• Responsible for making fair and equitable decisions, within corporate guidelines, ensuring borrower satisfaction in their pursuit of their financial dreams• Senior Underwriter, responsible for mentoring and coaching colleagues through a transfer of institutional knowledge and processes with the end goal of increasing retention and providing career growth• Evaluated all underwriting functions regardless of complexity of transaction resulting in accurate, quality decisions

• Manage 14 Conventional and Government Underwriters, this includes entry-level and Underwriter III positions• Inspire, mentor, and coach underwriters in developing advanced knowledge of guidelines and compliance requirements through conducting one-on-ones, weekly team meetings, subject discussions, and presentations• Implement incentive and recognition-based management to drive production on an individual and team basis• Oversee the daily pipeline priorities to meet 24-hour SLA requirements with 100% results for underwriting• Train and mentor underwriters on trending quality issues to achieve a team quality score of 97% or higher continuously

• Managed a team of multiple level home equity underwriters in approving loan applications• Oversaw underwriting activities of home equity lines and loans for a group of 13• Trained and mentored underwriters on policy and procedures to meet compliance and quality standards using one-on-ones, lunch-and-learns, and formalized team meetings• Ensured underwriters were providing quality customer service through call monitoring and side-by-side coaching

• Mentored and coached colleagues through a transfer of institutional knowledge and processes with the end goal of increasing retention and providing career growth • Made fair and equitable decisions, within corporate guidelines, ensuring borrower satisfaction in the pursuit of “turning a house into a home.”• Evaluated all underwriting functions regardless of the complexity of the transaction• Examined all transactions to ensure completeness and accuracy, obtaining 98% quality results

Littleton, Co

• Protected the assets of the company by reviewing short sale and modification requests for the most cost-effective method of handling inventory • Managed foreclosures and short sales to prevent additional loss of revenue• Protected investors assets by making wise short sale and modification underwriting • Provided excellent customer service to external and internal customers• Exceeded monthly goals for short sale closings and modifications

Littleton, Co

• Reviewed mortgage loans for the existence of fraud, misrepresentation, and malfeasance• Conducted fraud detection using numerous online websites for 3rd party resources• Oversaw fraud detection by conducting interviews requiring excellent oral communication skills• Recommended fraudulent loans to the FBI review team• Received recognition for quality and accuracy of investigations performed

Highlands Ranch, Co

• Oversaw decision process with $750000 lending authority on 1st mortgages, standalone 2nd mortgages, combo loans, and HELOCs• Managed Due Diligence Underwriting Loan by Loan and Bulk loan channels of business• Reviewed fraud detection to ensure sound business decisions were made • Recognized as a top producer with high scores from Quality Assurance reviews