Barbara Sterback

Barbara Sterback Email and Phone Number

Mortgage Underwriter @ Cumberland Bank & Trust
clarksville, tennessee, united states
Barbara Sterback's Location
Clarksville, Tennessee, United States, United States
Barbara Sterback's Contact Details

Barbara Sterback work email

Barbara Sterback personal email

n/a
About Barbara Sterback

Self motivated individual with strong desire to increase experience and knowledge. Able to multitask to step in and help where needed to complete all aspects of the highly regulated mortgage loan process. Detail oriented and highly organized with strong work ethics and loyalty. Over twenty eight years experience in the Mortgage Industry from Origination, Processing, Closing, and Underwriting the Mortgage Loan Application. Conventional, VA/SAR, FHA/DE, Kentucky Housing, THDA, USDA products. HMDA reporting, NOAC's.

Barbara Sterback's Current Company Details
Cumberland Bank & Trust

Cumberland Bank & Trust

View
Mortgage Underwriter
clarksville, tennessee, united states
Website:
bankatcbt.com
Employees:
28
Barbara Sterback Work Experience Details
  • Cumberland Bank & Trust
    Mortgage Underwriter
    Cumberland Bank & Trust Jul 2020 - Present
    Clarksville, Tn
    Underwrite conventional, USDA and VA and FHA mortgage loans for Freddie Mac and Fannie Mae. Maintain working knowledge of industry and program changes. Maintain knowledge of compliance requirements and changing laws. Work closely with compliance department to ensure full compliance with state and regulatory requirements. SAR and CHUMS ID. Work closely with processors in order to meet closing deadlines. Review all documentation to assure file meets all investor guidelines and overlays.… Show more Underwrite conventional, USDA and VA and FHA mortgage loans for Freddie Mac and Fannie Mae. Maintain working knowledge of industry and program changes. Maintain knowledge of compliance requirements and changing laws. Work closely with compliance department to ensure full compliance with state and regulatory requirements. SAR and CHUMS ID. Work closely with processors in order to meet closing deadlines. Review all documentation to assure file meets all investor guidelines and overlays. Fully underwrite conventional, USDA, FHA and VA appraisals. Issue Notices of Value and issue VA Guaranty for VA Mortgages and Statement of Appraised Value for FHA. Submit loans for Audit internally and through VA WEBGLY. Maintain acceptable audit grades. Show less
  • Heritage Bank Mortgage Services
    Mortgage Underwriter
    Heritage Bank Mortgage Services Jul 2008 - Jun 2019
    Underwrite conventional, USDA and VA and FHA mortgage loans for Freddie Mac Direct and correspondent investors. Prepare and report HMDA Reports for declined and closed files. Backup closing department. Maintain working knowledge of industry and program changes. Maintain knowledge of compliance requirements and changing laws. Work closely with compliance department to ensure full compliance with state and regulatory requirements. SAR and CHUMS ID. Work closely with processors in order to… Show more Underwrite conventional, USDA and VA and FHA mortgage loans for Freddie Mac Direct and correspondent investors. Prepare and report HMDA Reports for declined and closed files. Backup closing department. Maintain working knowledge of industry and program changes. Maintain knowledge of compliance requirements and changing laws. Work closely with compliance department to ensure full compliance with state and regulatory requirements. SAR and CHUMS ID. Work closely with processors in order to meet closing deadlines. Review all documentation to assure file meets all investor guidelines and overlays. Fully underwrite conventional, USDA, FHA and VA appraisals. Issue Notices of Value and issue VA Guaranty for VA Mortgages. Submit loans for Audit internally and through VA WEBGLY. Maintain acceptable audit grades. Show less
  • Lionsgate Mortgage
    Senior Loan Processor
    Lionsgate Mortgage Sep 2005 - Jul 2008
    Responsible for training and supervising other processors. Process and submitt loans to multiple investors. Work closely with all parties invoved with a mortgage loan application. Maintain current product and regulatory compliance knowledge. Assist in any regulatory inspections. Review documentation to meet umderwriting requirements.
  • Friendly Mortgage
    Senior Loan Processor
    Friendly Mortgage Sep 2001 - Sep 2005
    Process all mortgage loans for prime and subprime products. Work closely with all entities involved to ensure timely closing of mortgage loans. Maintain product knowledge. Assist with state auditors for compliance with all applicable lending laws.
  • The Mortgage Depot
    Loan Processor
    The Mortgage Depot Apr 1999 - Sep 2003
    Process mortgage loans for prime and subprime mortgages. Order all required inspections, title and verifications. Work closely with all parties in order to meet closing deadlines. Work with state auditors. Maintain knowledge of compliance, product and investor requirements.
  • Gmac Mortgage
    Mortgage Processor
    Gmac Mortgage Jul 1996 - Mar 1999
    Process and underwrite conventional mortgages withloan to values at 80% or lower. Prepare closing packages for all loans processed. Process government and loans greater than 80% loan to value for submission to underwriting.
  • First Union Mortgage
    Mortgage Production Assistant/Loan Officer
    First Union Mortgage Apr 1990 - Jul 1996
    Support Loan Officer in collecting documentation for completion of Mortgage Loan Application. Order title work, appraisals and all verifications requested by underwriting. Assist processor in completion of underwriting conditions and schedule closings. LoanOfficer: Originated mortgage loans for both conventional and Government financing. Work closely with builders and Real Estate agents in order to maintain an exceptable loan pipeline. Interview customers for loan application and… Show more Support Loan Officer in collecting documentation for completion of Mortgage Loan Application. Order title work, appraisals and all verifications requested by underwriting. Assist processor in completion of underwriting conditions and schedule closings. LoanOfficer: Originated mortgage loans for both conventional and Government financing. Work closely with builders and Real Estate agents in order to maintain an exceptable loan pipeline. Interview customers for loan application and maintain knowledge of programs available and guideline requirements. Show less
  • United States Army
    Pershing Missile Crewmember E-5
    United States Army Jul 1979 - Nov 1985
    Mid-range tactical nuclear missile system. Maintain skill level requirements. Provide training to both battalion and battery level personnel for all aspects within a firing battalion. Operate radio systems, copy and decode top secret messages. Work closely with Officer in charge for all firing missions at both Battalion and Battery level. Supervise female barraks to maintain proper order.

Barbara Sterback Skills

Mortgage Lending Credit Loan Origination Loans Mortgage Banking Refinance Underwriting Va Loans Credit Analysis Fha Financing Mortgage Underwriting Reverse Mortgages Residential Mortgages Fha Government Loans Non Conforming Investors Loan Modifications Investment Properties Training Real Estate Financing

Barbara Sterback Education Details

  • J.P. Mccaskey High School
    J.P. Mccaskey High School

Frequently Asked Questions about Barbara Sterback

What company does Barbara Sterback work for?

Barbara Sterback works for Cumberland Bank & Trust

What is Barbara Sterback's role at the current company?

Barbara Sterback's current role is Mortgage Underwriter.

What is Barbara Sterback's email address?

Barbara Sterback's email address is ba****@****age.com

What schools did Barbara Sterback attend?

Barbara Sterback attended J.p. Mccaskey High School.

What are some of Barbara Sterback's interests?

Barbara Sterback has interest in Politics, Education.

What skills is Barbara Sterback known for?

Barbara Sterback has skills like Mortgage Lending, Credit, Loan Origination, Loans, Mortgage Banking, Refinance, Underwriting, Va Loans, Credit Analysis, Fha Financing, Mortgage Underwriting, Reverse Mortgages.

Who are Barbara Sterback's colleagues?

Barbara Sterback's colleagues are Benjamin Crockett, Geoff Livingston, Deanna Bowers, Lindsey Batts, Ashley Miller, Terri Bradford, Heather Campbell.

Free Chrome Extension

Find emails, phones & company data instantly

Find verified emails from LinkedIn profiles
Get direct phone numbers & mobile contacts
Access company data & employee information
Works directly on LinkedIn - no copy/paste needed
Get Chrome Extension - Free

Aero Online

Your AI prospecting assistant

Download 750 million emails and 100 million phone numbers

Access emails and phone numbers of over 750 million business users. Instantly download verified profiles using 20+ filters, including location, job title, company, function, and industry.