I am self-employed as a regulatory compliance consultant to Australian financial services licensees. I work with boutique wealth managers, financial planning dealer groups, ASX-listed fintechs, crowd-sourced funding firms, and financial planners looking to secure their own Licence.I’ve helped my clients apply for, or vary, their AFSLs. I don’t just develop comprehensive policy suites, I devise ‘tools’ and resources that help make policy implementation a breeze and easy to maintain. I can act as the Board's (or Audit and Risk Committee’s) ‘eyes and ears’ providing timely feedback and consultation on compliance implications. I have substantial experience liaising with the ASIC and AFCA. I’ve developed numerous compliance programs include dispute resolution, AML/CTF, conflicts identification and management, and compliance training programs.My developing skillset in ‘risk and compliance’ management is built on 35-years experience working in financial services including managing institutional money, market-making in FX and Futures, retail and wholesale client advising, and nearly 20 continuous years as a Responsible Manager on Australian financial services licenses. My broad and deep experience has allowed me to develop not just great insights, but a realist's perspective, good humour, and patience.