Barry Flagg, Cfp®, Clu, Chfc, Gfs®, Aep®

Barry Flagg, Cfp®, Clu, Chfc, Gfs®, Aep® Email and Phone Number

Inventor, Founder & President of Veralytic and Contributing Expert at Forbes, Insure.com, USA Today & more. @ Veralytic
Barry Flagg, Cfp®, Clu, Chfc, Gfs®, Aep®'s Location
Tampa, Florida, United States, United States
Barry Flagg, Cfp®, Clu, Chfc, Gfs®, Aep®'s Contact Details

Barry Flagg, Cfp®, Clu, Chfc, Gfs®, Aep® personal email

Barry Flagg, Cfp®, Clu, Chfc, Gfs®, Aep® phone numbers

About Barry Flagg, Cfp®, Clu, Chfc, Gfs®, Aep®

My name is Barry Flagg and I am the inventor and founder of Veralytic - the only patented publisher of life insurance pricing and performance research and product suitability ratings. I am the oldest youngest CERTIFIED FINANCIAL PLANNER™* in the history of the College of Financial Planning, have more than 30 years of experience in both the investment and life insurance segments of the financial services industry, and hold CLU, ChFC, GFS® and AEP® designations. I am recognized as an expert in applying Prudent Investor principles to life insurance as a featured speaker at the national conferences of the Academy of Financial Services (AFS), Fiduciary360 (fi360), the Financial Planning Association (FPA), HSBC Bank/WTAS, Grant Thornton, Insurance Designers of America (IDA) National Financial Partners (NFP), M Financial, and Valmark, on a national radio show for John Hancock and Pacific Life, as a guest lecturer at Stetson Law School, Texas Tech University, and the Wall Street Academy, and as an instructor at the Leadership Boot Camp for Life Insurance Stewardship at West Point. I've also written about standards of care for the prudent selection and proper management of life insurance portfolios and been published/featured/cited in A Practical Guide To Drafting Irrevocable Life Insurance Trusts by ALI/ABA, ABA Trusts & Investments, AICPA Wealth Management Insider, CCH, the Fiduciary & Investment Risk Management Association (FIRMA), the Heckerling Institute, Leimberg Estate Planning Planning Newsletter, @ Regulatory from Deloitte, and Agent’s Sales Journal, Bank Investment Consultant, Empire Financial Advisor, Investment Advisor, National Underwriter, Trusts & Estates, and Wealth Management Business magazines.*At the time of being certified in 1987, Flagg had "become the youngest [CFP] candidate in the recorded history of the College for Financial Planning to complete the CFP Education Program".

Barry Flagg, Cfp®, Clu, Chfc, Gfs®, Aep®'s Current Company Details
Veralytic

Veralytic

View
Inventor, Founder & President of Veralytic and Contributing Expert at Forbes, Insure.com, USA Today & more.
Barry Flagg, Cfp®, Clu, Chfc, Gfs®, Aep® Work Experience Details
  • Veralytic
    Founder, Inventor & President
    Veralytic Jan 2003 - Present
    Tampa, Florida, Us
    Veralytic (formerly THEInsuranceAdvisor.COM) is an independent life insurance research company based in Tampa, Florida providing objective, innovative research solutions to help our customers sell faster, reduce costs and risk, improve consistency, and document due diligence processes against possible lawsuits and regulatory requirements. Our clients include agencies, brokerages, financial advisors, and trustees in the life insurance industry. Our research reports are based upon a patented "five star" rating system that benchmarks for suitability against a growing database of thousands of life insurance products and hundreds of life insurance companies. Veralytic is a provider of insurance analysis research and ratings, and does not sell or otherwise distribute any financial products, and does not endorse any broker/dealer, financial planner, registered representative, insurance professional, insurance product, or insurance company, including any that may be mentioned herein. The information, data, analysis and opinions contained herein include the confidential, proprietary, patented (U.S. Patent #6,456,979 & #7,698,158) and/or copyrighted (Insurance Banking® is a registered trademark of THEInsuranceAdvisor.COM Holdings, Inc) material of Veralytic and may not be copied or redistributed. Veralytic does not give tax or legal advice.
    View
  • Forbes
    Contributing Expert
    Forbes Jul 2020 - Present
    Jersey City, Nj, Us
    The best companies in any industry are known for financial strength that stands the test of time and products that are competitively-priced, with popular features and benefits, that live up to customer expectations, and out-last and out-perform the competition over time. The best companies in any industry are not just competitive in some of these qualities, they excel in all these areas for a broad range of customers. The life insurance industry is no different. The best life insurance companies are likewise distinguished by superior claims-paying ability and products that are competitively-priced, with more access to account values and/or greater guarantees, that live up to customer expectations, and out-last and out-perform the competition. For these reasons, Forbes published a first-of-its-kind ranking of the Best Life Insurance Companies based on BOTH the financial strength of the insurer AND the overall competitiveness of their products. Veralytic is proud to provide Forbes with product competitiveness ratings from the Veralytic database; the only online source of pricing and performance data that complies with Client’s Best Interest laws, rules and regulations.
    View
  • Insure.Com
    Contributing Expert
    Insure.Com Jan 2023 - Present
    Foster City, California, Us
    https://www.insure.com/expert-opinion/who-should-buy-indexed-universal-life-insurance/
    View
  • Usa Today Blueprint
    Contributing Expert
    Usa Today Blueprint Mar 2023 - Present
    The best companies in any industry are known for financial strength that stands the test of time and products that are competitively-priced, with popular features and benefits, that live up to customer expectations, and out-last and out-perform the competition over time. The best companies in any industry are not just competitive in some of these qualities, they excel in all these areas for a broad range of customers. The life insurance industry is no different. The best life insurance companies are likewise distinguished by superior claims-paying ability and products that are competitively-priced, with more access to account values and/or greater guarantees, that live up to customer expectations, and out-last and out-perform the competition. For these reasons, Forbes published a first-of-its-kind ranking of the Best Life Insurance Companies based on BOTH the financial strength of the insurer AND the overall competitiveness of their products. Veralytic is proud to provide USA Today with product competitiveness ratings from the Veralytic database; the only online source of pricing and performance data that complies with Client’s Best Interest laws, rules and regulations.
    View
  • The Center For Board Certified Fiduciaries (Cbcf)
    Board Member & Specialty Leader In Applied Fiduciary Practices For Life Insurance
    The Center For Board Certified Fiduciaries (Cbcf) Mar 2021 - Present
    Stonington, Ct, Us
    The Center for Board Certified Fiduciaries™ (CBCF™) is a Public Benefit Corporation (PBC) founded and funded by fiduciary advocates to engage in the development of advanced executive and professional education training programs related to fiduciary responsibility. CBCF™ is affiliated with Wake Forest University – School of Professional Studies. This association provides professionals the opportunity to earn two executive education certificates, and to apply for the BCF™ (Board Certified Fiduciary) designation.
    View
  • Cfp Board
    Cfp Board Professional Standards & Legal Department - Volunteer
    Cfp Board Apr 2020 - Present
    Washington, Dc, Us
    View
  • Triangulum Financial Partners
    Principal & Sub-Advisor To 1,000S Of Life Insurance Trusts
    Triangulum Financial Partners Sep 2002 - Present
    Tampa, Florida, Us
    The triangle is the strongest and most stable of all geometric shapes, and has been a symbol of strength and stability since ancient times. Triangulum, the Latin word for triangle, embodies the strength and stability that is created by combining expert People, an established and proven Prudent Process, and the broadest possible access to life insurance Products to produce superior results in the life insurance portfolios we manage for high-net-worth individuals, life insurance trustees, and growth companies. Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Kestra IS and Kestra AS are not affiliated with Triangulum Financial Partners or any other entity listed herein. Kestra IS and Kestra AS do not provide tax or legal advice. Investor Disclosures: https://bit.ly/KF-Disclosures
    View
  • Leimberg & Leclair Inc
    Contributor
    Leimberg & Leclair Inc Nov 2006 - Present
    6 Essential Ingredients to Life Insurance ADVICE (LISI #2547)Cochran v. KeyBank - [Must Read] TOLI Case Law Guidance (LISI #1486 & #1499)Life Insurance Portfolio Management - The Missing Link? (LISI #1287)Stranger-Owned Life Insurance - An Economic Perspective & Analysis (LISI #1046 & #1047)
  • Barry D. Flagg, Cfp®, Clu, Chfc
    Consulting Expert
    Barry D. Flagg, Cfp®, Clu, Chfc Jan 2007 - Present
    Life insurance has increasingly been promoted as an investment asset, but too many practitioners fail to apply established and proven Prudent Investor principles to the asset that is life insurance, and instead apply prevailing industry marketing practices that are not consistent with, and in some cases actually violate, both these standards of care and guidance from both financial services and life insurance industry authorities. When failure to apply such standards of care leads to complaints, arbitration, and litigation, I am available for consultation, particularly in support of Veralytic subscribers who have been engaged as testifying experts.
  • Www.Barryflagg.Com
    Continuing Education Instructor
    Www.Barryflagg.Com Mar 2001 - Present
    Recent Engagements: National Association of Personal Financial Planners (NAPFA) - presented 6 Essential Ingredients to Life Insurance ADVICEAICPA Advanced Personal Financial Planning (PFP) Annual Conference - presented "How to Review Policies - A Deep Dive on Life Insurance Products"E&Y Annual Family Business/Family Office Accounting and Tax Education Series - presented "New Standards for Managing Life Insurance as an Asset" Grant Thornton Private Wealth Services (PWS) Practice continuing professional education - co-instructor for "Life Insurance Basics: Best Practice Standards & Tax Planning Ideas"Insurance Trust Monitor (ITM) continuing professional education series - instructor for "Life Insurance Management Requirements According to the OCC Unique & Hard-to-Value Assets Handbook"Lead a round-table discussion of senior compliance officers and risk managers for many of the largest U.S. banks, regulators from the OCC, FRB, FDIC and the OTS, representatives from ABA, and several law firms. Currently addressing: -10 Questions to Ask Before a Client Purchases or Continues a Life Insurance Policy-New Standards for Managing Life Insurance as an Asset-The Last, Largest, Most-Neglected Asset on your Clients’ Balance Sheet-$3 Trillion in Neglected Wealth: New Opportunities to Manage Insurance Assets-Complying with OCC Handbook Requirement to Consider TOLI Replacements
  • Financial Planning Association (Fpa)
    Member
    Financial Planning Association (Fpa) 1987 - Present
    Denver, Colorado, Us
    View
  • Society Of Financial Service Professionals
    Member
    Society Of Financial Service Professionals 1993 - Present
  • Finseca
    Standards Of Conduct Working Group - Volunteer
    Finseca Feb 2023 - May 2023
    Washington, D.C., Us
    FINSECA's focus is to create an environment that enables people to protect & enhance financial well-being for themselves, their families, and their businesses. Currently, regulations in most states for most life insurance product types permit agents, brokers and insurers to to “quote” low premiums while charging HIGH costs withOUT disclosing EITHER those HIGH costs NOR the risks of additional “premium calls” for more than the originally “quoted” premium, or even policy lapse and total loss even when all “quoted” premium were paid. In that such "bait-and-switch" sales practices are antithetical to an environment that enables people to protect & enhance financial well-being for themselves, their families, and their businesses, FINSECA formed a Working Group to advocate for #ClientsBestInterest rules for insuance products based on principles well-established and proven in most every other segment of the financial services industry. I am proud to serve such a Working Group.
    View
  • Lorman Education Services
    Continuing Education Instructor
    Lorman Education Services Aug 2021 - Aug 2021
    Eau Claire, Wi, Us
    View
  • Penske Media Corporation
    Contributing Expert
    Penske Media Corporation Jul 2021 - Jul 2021
    Los Angeles, Ca, Us
    The best companies in any industry are known for financial strength that stands the test of time and products that are competitively-priced, with popular features and benefits, that live up to customer expectations, and out-last and out-perform the competition over time. The best companies in any industry are not just competitive in some of these qualities, they excel in all these areas for a broad range of customers. The life insurance industry is no different. The best life insurance companies are likewise distinguished by superior claims-paying ability and products that are competitively-priced, with more access to account values and/or greater guarantees, that live up to customer expectations, and out-last and out-perform the competition. For these reasons, Forbes published a first-of-its-kind ranking of the Best Life Insurance Companies based on BOTH the financial strength of the insurer AND the overall competitiveness of their products. Veralytic is proud to provide The Robb Report with product competitiveness ratings from the Veralytic database; the only online source of pricing and performance data that complies with Client’s Best Interest laws, rules and regulations.
    View
  • Clear Law Institute
    Continuing Education Instructor
    Clear Law Institute Aug 2017 - Aug 2020
    Arlington, Va, Us
    Clear Law Institute is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have the final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.learningmarket.org.
    View
  • University Of South Florida Muma College Of Business
    Guest Lecturer At Usf Muma School Of Business - Personal Financial Planning Program
    University Of South Florida Muma College Of Business Oct 2018 - Dec 2019
    Tampa, Fl, Us
    Teaching future CFP® Certificants how to think about life insurance within a fiduciary decision-making framework.
    View
  • Investopedia
    Contributing Columnist
    Investopedia Aug 2017 - Mar 2019
    New York, Us
    Investopedia is the largest financial education website in the world. Powered by a team of data scientists and financial experts, Investopedia offers timely, trusted and actionable financial information for every investor, from early investors to financial advisors to high net worth individuals.
    View
  • National Financial Partners
    Member Firm Of Partnersfinancial
    National Financial Partners Sep 2002 - Mar 2019
    New York, New York, Us
    View
  • Investmentnews
    Contributing Columnist
    Investmentnews Mar 2016 - Apr 2018
    New York, Us
    Life insurance is increasingly being promoted and considered as an investment asset. However, it remains the last, largest, most-neglected asset on most clients' balance sheets because wealth managers and fiduciaries and even life insurance brokers have struggled with the MANAGEMENT of life insurance as asset for a variety of reasons, namely: Brokers struggle because prevailing industry marketing practices are not consistent with, and in some cases actually violate, the Prudent Investor principals near and dear to wealth managers and fiduciaries,Wealth managers and investment advisors struggle because they have not been able to look up the pricing and performance of life insurance products the way they can for most every other type of asset they manage, and CPAs, tax attorneys, and particularly trustees struggle because they lacked standards for the prudent selection and proper management of life insurance as an asset like they have and follow for most every other type of asset in their care. In response, InvestmentNews asked that I write a monthly column about new best-practices for the prudent selection and proper management of life insurance as an asset, prevailing industry practices now being questioned, and other current events and recent developments. InvestmentNews is the number one source of news to the financial adviser community.
    View
  • Pnc
    Adjunct Insurance Specialist
    Pnc Sep 2012 - Dec 2014
    Pittsburgh, Pennsylvania, Us
    View
  • Texas Tech University
    Guest Lecturer
    Texas Tech University 2014 - 2014
    79409, Tx, Us
    Teaching the next generation of CFP® Certificants how to apply fiduciary principles to the prudent selection/retention and proper management of life insurance.
    View
  • Leadership Center For Investment Stewards
    Instructor - Leadership Boot Camp For Life Insurance Stewardship
    Leadership Center For Investment Stewards Feb 2013 - 2013
    Mystic, Ct, Us
    Life insurance is the last, largest, most-neglected asset on most clients' balance sheets because wealth managers and fiduciaries, and even life insurance brokers, have struggled to apply estaiblished and proven Prudent Investor principles to the asset that is life insurance. In response, a group of industry leaders gathered at West Point in April 2013 to finalize a Best Practices Standard for Life Insurance Stewardship. In attendance were representatives of nearly every profession who has clients who own life insurance, to include: the largest trust and estates law firm; the largest TPA of TOLI; the largest association of financial planners; a leading financial planning university; and, most of the largest independent distributors of life insurance. These standards apply the same universal decision‐making framework to life insurance already widely-accepted in the investment business.
    View
  • Stetson University College Of Law
    Guest Lecturer
    Stetson University College Of Law 2013 - 2013
    St. Petersburg/Gulfport, Fl, Us
    Teaching how to apply fiduciary principles to the prudent selection/retention and proper management of life insurance for Federal Taxation of Estates, Trusts & Gifts: Chapter 17; Section 2042.
    View
  • Advisorfx.Com
    Contributing Writer
    Advisorfx.Com Sep 2010 - Aug 2011
    Erlanger, Ky, Us
    In response to the first breach of fiduciary duty lawsuit involving the suitability of a trust-owned life insurance (TOLI) policy, a doubling of FINRA arbitrations involving breach of fiduciary duty for product suitability, increasing litigation against agents and brokers involving product suitability, the New York Producer Disclosure Regulations, and the Dodd-Frank Wall Street Reform and Consumer Protection Act, advisorFX asked that I a write a regular column about life insurance product suitability. In a series of six (6) articles, I discussed each of the five (5) major factors that determine if/when a life insurance product is appropriate for a given client based on the client's goals and financial situation, and how to measure strengths and weaknesses, prudently select and properly manage life insurance policies/portfolios.
    View
  • M Financial Group
    Member Firm
    M Financial Group Oct 1988 - Aug 2002
    Portland, Oregon, Us
    View
  • Thomas Financial Group
    Principal
    Thomas Financial Group Jun 1986 - Aug 2002
    Tampa, Fl, Us
    View
  • Manulife Financial
    Life Insurance Products Analyst & Case Designer
    Manulife Financial Jan 1985 - Jun 1986
    Toronto, Ontario, Ca
    View
  • Deferred Benefits Corporation
    Investment Products Analyst & Case Designer
    Deferred Benefits Corporation Jan 1982 - Dec 1984

Barry Flagg, Cfp®, Clu, Chfc, Gfs®, Aep® Skills

Insurance Life Insurance Due Diligence Life Insurance Policy Reviews Life Insurance Product Research Life Insurance Investments Wealth Management Estate Planning Financial Services Financial Planning Portfolio Management Risk Management Retirement Financial Advisory Finance Financial Planners Fixed Annuities Life Insurance Best Practices Irrevocable Life Insurance Trusts Dynamic Speaker Trusts

Barry Flagg, Cfp®, Clu, Chfc, Gfs®, Aep® Education Details

  • Seton Hall University
    Seton Hall University
    Finance
  • College For Financial Planning
    College For Financial Planning
    Cfp® - Youngest In History At The Time Of Certification.
  • The American College Of Financial Services
    The American College Of Financial Services
    Financial Planning And Services

Frequently Asked Questions about Barry Flagg, Cfp®, Clu, Chfc, Gfs®, Aep®

What company does Barry Flagg, Cfp®, Clu, Chfc, Gfs®, Aep® work for?

Barry Flagg, Cfp®, Clu, Chfc, Gfs®, Aep® works for Veralytic

What is Barry Flagg, Cfp®, Clu, Chfc, Gfs®, Aep®'s role at the current company?

Barry Flagg, Cfp®, Clu, Chfc, Gfs®, Aep®'s current role is Inventor, Founder & President of Veralytic and Contributing Expert at Forbes, Insure.com, USA Today & more..

What is Barry Flagg, Cfp®, Clu, Chfc, Gfs®, Aep®'s email address?

Barry Flagg, Cfp®, Clu, Chfc, Gfs®, Aep®'s email address is bf****@****tic.com

What is Barry Flagg, Cfp®, Clu, Chfc, Gfs®, Aep®'s direct phone number?

Barry Flagg, Cfp®, Clu, Chfc, Gfs®, Aep®'s direct phone number is (813) 908*****

What schools did Barry Flagg, Cfp®, Clu, Chfc, Gfs®, Aep® attend?

Barry Flagg, Cfp®, Clu, Chfc, Gfs®, Aep® attended Seton Hall University, College For Financial Planning, The American College Of Financial Services.

What skills is Barry Flagg, Cfp®, Clu, Chfc, Gfs®, Aep® known for?

Barry Flagg, Cfp®, Clu, Chfc, Gfs®, Aep® has skills like Insurance, Life Insurance Due Diligence, Life Insurance Policy Reviews, Life Insurance Product Research, Life Insurance, Investments, Wealth Management, Estate Planning, Financial Services, Financial Planning, Portfolio Management, Risk Management.

Free Chrome Extension

Find emails, phones & company data instantly

Find verified emails from LinkedIn profiles
Get direct phone numbers & mobile contacts
Access company data & employee information
Works directly on LinkedIn - no copy/paste needed
Get Chrome Extension - Free

Aero Online

Your AI prospecting assistant

Download 750 million emails and 100 million phone numbers

Access emails and phone numbers of over 750 million business users. Instantly download verified profiles using 20+ filters, including location, job title, company, function, and industry.