Barry Joughin Email & Phone Number

Preston, United Kingdom

Ormskirk

• I was instrumental in a successful and profitable business start-up despite the difficult prevailing climate, securing the support of funders, suppliers and existing clients.
• A sole trader working in a symbiotic relationship with the Director and staff at the offices of Independent Funding Solutions Limited to establish and develop current and existing relationships with the panel of.
• A sole trader working in a symbiotic relationship with the Director and staff at the offices of Independent Funding Solutions Limited to establish and develop current and existing relationships with the panel of.
• I created and designed the Companies’ website, CRM database and social media presence. Show less

• From the inception of this new start business, I managed a team of five Area Business Managers and six internal sales assistants to conceive and grow a respected and profitable finance brokerage, instilling the.
• In addition to brokerage services, I developed and grew our own hire purchase portfolio using back to back… Show more
• In addition to brokerage services, I developed and grew our own hire purchase portfolio using back to back funding, carefully underwriting and managing the book of customers, with an acceptable bad debt provision.
• I was responsible for the implementation and delivery of HR support and was the Companies nominated Money Laundering Officer. I also liaised with funders in respect of fraud prevention.
• Key challenges included the implementation of new FSA regulations and reporting. Show less

Liverpool

• I managed and collected the debts of existing corporate clients via telephone, personal visits and attended County Court on their behalf. Clients included Ford Motor Credit, Forthright Finance, General Guarantee.
• I created and developed a brokerage division within the organisation and secured funding lines with Pallas Industrial Finance, Welcome Finance, HFC Bank and Beneficial Bank.

Formby

• As an external composite New Business Representative covering North Liverpool and Lancashire, I was responsible for achieving sales targets for dealer and supplier introduced business whilst maximising profits with.

Maghull, Liverpool

• As Assistant Manager of the North West branch, I was in charge of developing new and existing relationships with motor dealers for the provision of hire purchase facilities.
• I was given underwriting authority for new finance applications and cheque signing authority.
• I was the youngest person in the Company to be given this responsibility and the branch proved to be the most profitable and exceeded volume targets with tightly controlled arrears.

Bootle

• Initially employed as an Arrears Correspondence Clerk to control the bad debt provision of the branch to below the Companies national average, I coordinated the external field staff to effectively manage their.
• I was later promoted to New Business Clerk to assist the representatives with ‘back office’ support.
• Latterly promoted to New Business Manager covering South Liverpool and… Show more
• Latterly promoted to New Business Manager covering South Liverpool and Cheshire to provide support to motor dealers selling hire purchase and payment protection insurance products. Show less

National Diploma, Computer Studies

Education record