Bart Daughdrill Email & Phone Number

Southaven, Mississippi, United States

This position assists Corporate Compliance in conducting compliance reviews in accordance with Trustmark policy/procedures and regulatory statue/requirements.Responsible for conducting Regulatory B reviews for consumer and business applications. Determine if appraisal requirements are met when real estate applications are processed and decisions are rendered.Assist TRID reviews in disclosure process also but not limited to Ability to Repay, Safe Act (NLMS#) and certain state law requirements. Authority to advise Management when an associate is in non-compliance with regulatory and/or Trustmark requirements.Assess compliance to federal/state banking laws, investor guidelines and bank policies by conducting ongoing reviews and documenting all exceptions found.

Jackson, Mississippi, United States

This position assists Compliance Management in overseeing and performing series of systematic review procedures that measure the quality (compliance and investor) of the mortgage loans by all Trustmark Mortgage Services branch offices and those loans purchased from other lending insitutions through the Secondary Market Department.Determine to accept or deny an underwriting or management decision on interpretation of Compliance and Investor guidelines.Assess compliance to federal/state banking laws, investor guidelines and bank policies by conducting ongoing reviews and documenting all exceptions found. Also assess accurate responses to exceptions found during the internal reviews.Mentor/supervise Compliance Risks Analysts performing reviews in Post Close and Prefunding Loan reviews.Also project lead providing guidance to Compliance Risk Analysts for updating and revising policy and procedures for Origination and Servicing reviews.

Jackson, Mississippi, United States

Prepare data for overall tri-annual DBE (Disadvantaged Business Enterprise) ACDBE (Airport Concession Disadvantaged Business Enterprise) to ensure participation levels are met for federal regulation, as well as contract-specific goals for procurement of goods and services.Also assists in contract and procurement opportunities, in coordination with other staff, to establish DBE participation levels for inclusion in solicitations and monitors results of solicitations, procurement expenditures and contract awards.Advises DBE Director about activities, problems, potential solutions and training needs.Assist DBE Director with retaining and managing all associated documents, preparing reports and data analysis to determine DBE goals for JMAA projects and procurement.Review Third Party contracts and lease agreements for compliance with DBE programs.Ensure bid notices and requests for proposals are available to DBE and ACDBE programs.Participate in project reviews with staff project managers, legal counsel and the Department Director to determine contractor compliance with good faith efforts and other contract management as required.Currently serving on the Senior Leadership Team. Representing the DBE Department.Compile monthly expenditure data to Monthly Claims Docket for Board review and approval.Participates in a joint cooperative with MDOT in the certification and registration with current and new applicant DBE forms.Participates as a key point person in the integration of JMAA’s financial reporting with the DBE Compliance and Certification software module.

Ridgeland Ms

Responsible for writing specifications when called upon by the development team for requested software enhancements by clients.Created process for transitioning customers from “Old” Loan Model to “New” Loan Model.Served as Business Analyst for one of the Agile Delivery teams to assist with tickets for production and Loan Model changes or enhancements.Occasionally assisted with setting up new clients in training site when they have officially signed their contract with the company.Was project lead for the creation of the Consumer Platform. Coordinated with the client to retrieve key items to analyze for project completion. Also worked with Carleton Financial Services, to determine proper setup of the software calculations

Greater Nashville Area, Tn

Position was part of the Monitoring and Testing Team for Bank USA.Division was responsible for the Monitoring and Testing activities for Securities, Credit Card, Mortgage and Checking accounts. These products were all offered to prospective and current high wealth customers of the bank.Worked on revisions for the Mortgage monitoring and testing modules.Worked on policy and procedures for each monitoring & testing module for all products.Brief tenure was due to becoming a stay at home Dad at Wife’s request. Wife’s job duties increased significantly and business travel increased. I’ve supported my family in this role until July 2017.

Greater Nashville Area

Position is part of the Compliance Delivery and Subject Matter Expert Team.Responsible for developing and maintaining the Consumer and Mortgage Lending Compliance framework for the lending platform product used by clients of WGS.Responsible for research of state laws associated with non-real estate collateral types to ensure compliance parameters are up to date and versatile in nature to adapt to legislative changes.Work collaboratively with compliance team to scope and comment on reportable regulatory matters and compliance management initiatives.Coordinate with responsible parties to implement compliance requirements and ensure compliance with applicable laws.Communicate with clients concerning consumer compliance issues, providing insight and advice as a (SME) subject matter expert.Respond to escalated inquiries from product support when subject involves consumer product compliance.Provide assistance in a consulting capacity to clients in resolving regulatory deficiencies or compliance gaps.Assist clients with the development of compliance-related policies and proceduresActive in the Integrated Disclosures Project due August 1, 2015. Participated in the writing of BRDs for the project to provide guidance to Senior Developers.Lead effort in document mapping for multiple document vendors that client base utilizes for document creation.

Murfreesboro, Tn

Audit loans from branches and brokers for various federal regulations such as Fair Lending, Fair Credit, SAFE and CIP.Provide input and guidance to Loan Officers and Processors periodically.Maintain records to ensure ongoing compliance is upheld to company audit standards and third party audit standards.Audit closed, cancelled and denied loans for HMDA/Regulation C and ECOA /Regulation B compliance.Review current loans on a weekly basis for data integrity as well as compliance with applicable regulations and laws.Assist in creating policies and procedures that significantly impact loan production to help create greater efficiencies throughout the company.Developing new broker administration program to ensure new broker relationships are thoroughly vetted.Developing new vendor management program to encompass the requirements from Federal guidelines and mitigate FCM’s risk in day to day operations.

Dallas, Tx And Nashville, Tn

Managed relationships with key referral accounts, introduced and implemented product and services critical to company’s success. Educated referral sources (Hospitals, Sleep Labs, Physician practices) on clinical benefits of proper management of a variety of chronic diseases. Realized consistent quarter over quarter sales growth >100% for five consecutive quarters. Accountable for the creation, implementation and follow-up of a monthly target account plan focused on the customers and products/services that result in the achievement of monthly revenue goals. Investigated market conditions, analyzed competitive activities and devised new strategies to achieve growth. .

· Worked as a graduate assistant/intern in the Associate Athletic Director of Complianceat MTSU.· Responsible for maintaining recruiting logs.· Initialize revamp for Compliance Orientation for new athletic staff hires

State of Tennessee, Department of Financial Institutions: Compliance Division & Consumer Resources DivisionSupervise input of consumer complaint data/information by staff in RBS data systemAssist staff with statutory questions surrounding the complaint and/or any response received from the respondent. Provide recommendation on complaints for possible referral to the Departments regulatory divisions (Banks, Credit Union or Compliance) if examination or other review is deemed warranted based on allegations and response to the complaintsAttend meetings between the Department’s regulatory divisions and Legal Division concerning possible enforcement actions against one of the Department’s regulated entities that are the result of a consumer complaint.Assist in CRD efforts in achieving strategic plan and program goals in the area of financial literacy.Prepare periodic reports as needed on a weekly, monthly or annual review to the Department Commissioner or Assistant Commissioner on consumer complaints.Assist in preparation of reports stemming from information requests from the Tennessee General Assembly members or media requests.Compile and report data to be used in the Consumer Resource Division portion of the Department’s Annual Report.

Examiner IVPreviously held the positions of Loan Examiner I, II, and III and performed the duties of these positions during the above stated years.In the various positions held, leadership responsibilities included the training of new hires, provided performance feedback and leading the examination process during the training phase of new hires. Analyze and examine financial statements, ledgers, accounts and computer related documents in order to ensure compliance with federal and state laws, rules and regulations.Review records for all types of regulated industries to identify excessive charges applied to consumer accounts and verify that the company is licensed to conduct business in the state of Tennessee and that applicable privilege taxes and annual licensing fees have been paid.Examine company organizational structure, managerial and consumer relation policies and recordkeeping procedures to identify existing unsound business practices.Perform detailed instructional training for new employees. Responsible for self scheduling examinations and traveling to offices in assigned territory.Prepare detailed loan examination narrative reports and supporting financial and statistical documents identifying legal, financial and managerial problems or discrepancies and recommending methods for improvement.

Managed the licensing of Deferred Presentment Service companies, Check Cashing companies, Money Transmission companies and Title Pledge Lenders. Responded to inquiries from regulated industries, Examiners and Regional Managers and provide interpretive and/or policy guidance in response to such inquiries. Met with senior management from the licensed entities to discuss examination issues.Reviewed examination reports for all serviced industries and wrote directive correspondence to, and otherwise interact with affected licensees, as to how exam exceptions are to be corrected.Responsible for directing the work flow to direct reports as well as ensuring their job duties and tasks were done in an accurate and timely manner.Oversaw job performance of each employee supervised and conducted complete, formal written performance evaluations in accordance with established policy and procedure.Assisted other Directors and the Assistant Commissioner in the formulation of division policy and procedure.Participated in the Department’s responses in conjunction with the General Assembly in the revision of the Tennessee Title Pledge Act in 2005.

Examined financial records of assigned non-depository entities such as small loan companies, check cashing companies, title pledge companies, pawn shops, premium finance companies and motor vehicle finance companies.Traveled to offices in the state to examine loans made to consumers to determine the property of lending policy and verify that all loans are made in accordance with the laws of the state of Mississippi.Prepared and submitted detailed reports on a weekly basis to the Department Commissioner.

Masters Of Science, Sport Management

Bba, Management

Education record

Activities and Societies: Member of Varsity Tennis Team. Participated in the National Junior College Championships. Made it to the final.