Launching Microfinance business in South Zone for Bajaj Finance Limited

Establishing ReshaMandi's Mudra Sales/operations across the West Region. India's first AI & IoT Ecosystem exclusively focusing on Natural Fibre Supply Chain Stakeholders for all their funding needs especially through CAPEX Loans and Invoice Financing.

Supporting Pan India Business Operations in enhancing the quality processes through Technology and Change Advisories. Implementation of New RBI guidelines across Pan India operations. One of the core team members in Madura's transition into the CAGL merger process aligned with PwC.

Responsible for quality portfolio growth in Karnataka state. Productivity and Quality to align together for continuous growth.

Managing Business Operations and Geography growth in two assigned States with all processes and policies in place by utilising the quality resources and support functions.

Establishing Microbanking BC operations in Uttar Pradesh & Uttarakhand states.

Monitoring OperationsStrategy for Business Growth & Achieiving Revenue numbers.To run the business effeciently and to monitor P&LRisk & Delenquency Management Strict compliance on Process and Regulations (Internal & External)People Management

Responsible for implementing the strategy for growth and expansion in the region (50 branches). Responsible for achieving the financial targets in the region. Holds administrative responsibility for the Regional Support Staff (Finance, HR, Admin, IT, accounts, MIS and training).

Handling entire Karnataka State for Direct & In-direct priority sector lending.Retail Gold Loan (both General & Agri GL) portfolio for all branches across Karnataka.Products include Agri Retail, Bulk, SME, MSME and General Gold Loans. Micro Finance / Credit: MFI – Bulk Lending (JLG Models), SHG lending through NGOs, Bulk lending through partnering with NBFCs, Buyouts and funding through BC models.

1. From 21.06.2006 to 31.03.2007 designated as District Manager for Bijapur district with 8 products of Rural Micro-banking and Agri Business Group. Simultaneously Cluster Lead for 6 districts for Rural Financial Institutions Group products.Area Handled: North Karnataka (Bijapur, Bagalkote, Gulbarga, Bidar, Raichur, Bellary, Dharwad, Belgaum and Gadag) 2. As Cluster Champ managed: Co-operative bank Clientele for Cheque Drawing Arrangement, CMS, InterBank FD, CSGL, Gold Coin sales and… Show more 1. From 21.06.2006 to 31.03.2007 designated as District Manager for Bijapur district with 8 products of Rural Micro-banking and Agri Business Group. Simultaneously Cluster Lead for 6 districts for Rural Financial Institutions Group products.Area Handled: North Karnataka (Bijapur, Bagalkote, Gulbarga, Bidar, Raichur, Bellary, Dharwad, Belgaum and Gadag) 2. As Cluster Champ managed: Co-operative bank Clientele for Cheque Drawing Arrangement, CMS, InterBank FD, CSGL, Gold Coin sales and cross sell products.3. Products managed: Micro Finance Institute lending (both Bulk and individual lending), NGO / SHG lending, Small Business Loans/ OD, Unsecured Business Loans for Short term, Farmer Finance, Rural Housing, Farm Equipment, Warehouse Receipt Funding, Educational and Fee Income products like Life Insurance and General Insurance.4. Location Head (HFC Branch): Managing branch as a overall cost centre, Review on branch operational reports, accounts, registers, overall branch supervision with the help of various department managers. Ensuring various Retail Asset departments functions as per guidelines.4. From 01.04.2007 to 04.10.2008 Designated as Solution Manager for RLG- RFIG for entire North Karnataka with 148 Co-op bank list. – Interbank FD, CDA Float, CMS, and Fee Income products (MF, GI, LI and Gold Coins) Show less