Ensure that department milestones/ goals are met & adhering to approved budgets.Managed client accounts and provided personalized financial counselingProvide management and leadership expertise to coordinate sales efforts.Develop and implement sales and marketing strategies and initiatives.Provide support for growing international sales efforts.Researching the latest products and regulationsPlan and execute annual sales meetingEnsure ‘best-in-class’s customer service standards for the branch in order to achieve a high Branch Service Ladder scoreManage resources in the branch, provide coaching & motivation to staff to optimize financial contribution of the branch.Maintain a vigilant monitoring system to track attritions in the deposit and advances portfolio of the Branch, and take necessary remedial action to ensure that business volumes of the branch maintain a stable pattern.Establish a culture and practice of ensuring regulatory compliance in the Branch with respect to the Bank’s internal policies as well as SBP policies/regulations, in order to achieve satisfactory ratings in Audit, Compliance, and Internal Control frameworksConduct regular meetings with the business and compliance to facilitate good communications and resolve KYC issues.Regularly monitor the branch’s administrative expenses, and adopt measures of cost cutting where possible in order to support profitability targets

Having 35 years experience in branch banking ,operations ,marketing ,accounts ,trade ,credit ,training and handling legal matters in different banks and also teaching experience business and finance related subjects ,presently working as legal consultant for corporate ,banking ,property and family matters etc

Branch manager

Oversees budget reports, preparation of budgets, and analysis of budgetsMeet or exceed established KPI’s/Targets as assigned by management.Overseeing approvals of loans, lines of credit, and other fiscal plansMaintains and oversees all banking procedures and processesMarketing branch within the community to attract businessRecords and researches all financial information for analysisGrowing bank’s number of accountsAREA MANAGER BUSINESSEnsure that all security protocols pertaining to the Branches properly followed Evaluate employee performance and develop individual development plans.Evaluate existing business procedures and recommend improvements.Ensure customer satisfaction by delivering timely and quality services.Address customer issues and queries in accurate and timely manner.Supervise and guide a team of professionals to maximize revenue.Manage daily operations of branch office to meet business goals.

Manage and achieve annual sales targets for the liabilities and SME business of the branch based on targets assigned by management.Ensure ‘best-in-class’s customer service standards for the branch in order to achieve a high Branch Service Ladder scoreLeverage the branch’s customer portfolio in order to facilitate cross-sell of the Bank’s products, in order to augment the branch’s income and support the strategic objectives of the Group and the Bank Manage resources in the branch, provide coaching & motivation to staff to optimize financial contribution of the branch

Ensure proper maintenance of branch liquidity levels, vault limits, & cash insuranceAnalyze financial requirements of customer & match with banks products offerings.Ensure compliance with Bank/SBP Regulations regarding all operational activities being carried out at the branch i.e., Account Opening, Cash Withdrawals/Deposits, Cash Management, Remittances, Clearing, Lockers, etc.Ensure ‘best-in-class’s customer service standards for the branch in order to achieve a high Branch Service Ladder score

Listen to the trends of the market and direct the market research efforts of the companyLiaise with other departments to guide a unified approach to customer service, distribution etc. that meets market demandsDefine marketing strategies to support the company’s overall strategies and objectivesDevelop a feasible marketing plan for the department and oversee its day-to-day implementationPlan and organize marketing functions and operations (product development, branding, communications etc.), and ensure they project the company’s unique “voice”

Assist with customer service to ensure overall customer satisfaction.Create plans and forecasts that are built to fit future needs.Manage employees and lead day-to-day responsibilities.Oversee reports for budgets and financial reports.

Monitor daily operations to ensure a free flow process, and also supervise the execution of daily tasksDevelop and enforce sound policies and structures for the growth of the companyCreate a strong workforce by developing competent individuals in the banking operations teamEnsure client data is protected from the public and secured against fraud by enforcing access rights and verification levels

Participates in frequent performance reviews.Performs other related duties as assigned.Engages in assigned training projects.Actively participates in trainee development meetings and/or conferences; leads designated discussion groups.As required, enrolls in applicable courses at regional training center for the American Institute of Banking.Prepares and presents written reports for department managers and training representative on each phase of training.

Ensure all operations are carried on in an appropriate, cost-effective wayImprove operational management systems, processes and best practicesHelp the organization’s processes remain legally compliantFormulate strategic and operational objectives