Basit Malik Email & Phone Number

Lahore, Punjab, Pakistan

Lahore, Punjab, Pakistan

Lahore, Pakistan

Working as SME Head, Pakistan comprising of 77 branches. We have implemented a vertical organization structure in SME to ensure a more targeted acquisition strategy to suit client needs with an aim to deliver cohesive and powerful solutions to our business clients. In the near future we are planning to build capability to introduce digital lending after the emergence of digital SME lenders across group.

Lahore, Pakistan

Worked as Head Branch Banking Central Region, which was further divided into 4 Regions with four Regional Heads and four Operations heads being my direct reports. These branches sell Liability, consumer assets, Wealth Management and SME products. Successfully repositioned the business in central region by focusing on service, digital and people's agenda by which central region has been continuously leading in the service ladder since last 5 consecutive years and was also awarded with the Best… Show more Worked as Head Branch Banking Central Region, which was further divided into 4 Regions with four Regional Heads and four Operations heads being my direct reports. These branches sell Liability, consumer assets, Wealth Management and SME products. Successfully repositioned the business in central region by focusing on service, digital and people's agenda by which central region has been continuously leading in the service ladder since last 5 consecutive years and was also awarded with the Best Client Relationship Head in the year 2016. Achieved highest Priority NTB Penetration volume along with the highest RM productivity in CR pan country in 2018. On the advances side achieved the highest secured and unsecured sales booking number in CR pan country in 2018. Show less

Karachi, Pakistan

Worked as Distribution Head at HSBC, Bank Pakistan comprising of 13 branch network and 114 employees as my direct/indirect reports. The total liability portfolio increased by $212million since I joined. Repositioned the bank and improved both the key financial and non financial indicators to the optimal level using both digital and conventional branch channels. Successfully increased the branch network from initially 4 branches to 13 branches and launched consumer asset products including the… Show more Worked as Distribution Head at HSBC, Bank Pakistan comprising of 13 branch network and 114 employees as my direct/indirect reports. The total liability portfolio increased by $212million since I joined. Repositioned the bank and improved both the key financial and non financial indicators to the optimal level using both digital and conventional branch channels. Successfully increased the branch network from initially 4 branches to 13 branches and launched consumer asset products including the Premier Visa & master credit cards along with other consumer products. I had formulated and implemented business plans which improved Net Interest Income of HSBC Pakistan from $4.4million in 2007 to $10.4million in 2010. I had the highest Premier Customers & Deposits growth worldwide in Feb’08 and Apr’09 respectively.Branch Banking, under my guidance had been identified by renowned HR consultants Kenexa & Group as Best in Class in the Engagement Key Drivers in the year 2008. This was the first time someone was selected from Pakistan by this UK Based company and the responses from my interview with them were shared throughout HSBC worldwide on the intranet. Show less

Lahore, Pakistan

Worked as Regional Head Central managing 15 branches including three Priority Centers of Lahore. The branches were responsible for selling liability products, consumer asset products including cash secured OD facilities, Mutual funds, Insurance, Credit cards, personal loans and auto loans. I was also looking after Islamic Banking in North.Achieved highest growth in both assets and liabilities from North in the year 2005 & 2006. Got the third highest rating in the Q12 (Staff Engagement… Show more Worked as Regional Head Central managing 15 branches including three Priority Centers of Lahore. The branches were responsible for selling liability products, consumer asset products including cash secured OD facilities, Mutual funds, Insurance, Credit cards, personal loans and auto loans. I was also looking after Islamic Banking in North.Achieved highest growth in both assets and liabilities from North in the year 2005 & 2006. Got the third highest rating in the Q12 (Staff Engagement Survey) in the whole of Consumer Banking 2006. Attended Iron Man Conference in Singapore & Korea in September, 2005 & 2006 and won first prize in cycling both years apart from attending several Management courses. In 2007 my Region was at the top in the Branch Banking League table which measures productivity region wise in all products. Show less

Lahore, Pakistan

I managed 2 Defence branches (Z & H Block) and looked after both the Assets & Liability Portfolio and ensured strict compliance to policies and procedures laid out by the Bank for running smooth branch operations. Recruiting quality staff and simultaneously trained, developed & motivated them to achieve the overall business objectives. Ensured that the revenue and expense targets are met. Also I was an active member of the Coordinating Committee of Union Bank for opening new branches in the… Show more I managed 2 Defence branches (Z & H Block) and looked after both the Assets & Liability Portfolio and ensured strict compliance to policies and procedures laid out by the Bank for running smooth branch operations. Recruiting quality staff and simultaneously trained, developed & motivated them to achieve the overall business objectives. Ensured that the revenue and expense targets are met. Also I was an active member of the Coordinating Committee of Union Bank for opening new branches in the Western region of the country.Defence Branch was declared as the WINNER OF MAHANA IZAFA sales contest award for the year 2002 in the large sized branches in Pakistan. Z-2 branch had the highest percentage growth in deposits in the year 2002 and since its inception (inaugurated in March 2002) has crossed PKR 1.5 billion, it also won the all Pakistan “SERVICE EXCELLENCE” award for the year 2002. Winner of the Best Branch Manager award for the year 2002. Show less

Responsibilities included: Marketing of good quality portfolio of risk assets & deposits within the specified parameters. Ensured that the earnings are optimized from the portfolio. Daily review of utilization and outstanding in each facility to ensure that these are within approved limits. Preparation & checking of credit application and related information along with spreads. Manage lodgment & withdrawal of securities and security documentation, ensuring its perfection and competition… Show more Responsibilities included: Marketing of good quality portfolio of risk assets & deposits within the specified parameters. Ensured that the earnings are optimized from the portfolio. Daily review of utilization and outstanding in each facility to ensure that these are within approved limits. Preparation & checking of credit application and related information along with spreads. Manage lodgment & withdrawal of securities and security documentation, ensuring its perfection and competition. Liaison with operations to ensure smooth processing of Credit Operations. Maintenance of Credit Returns and Credit Files. Mobilization for deposits of the bank. Supervision of the Marketing Staff & their appraisals. Show less

Managed credit portfolio of PKR 2 billion and marketing of new accounts. The corporate accounts included the top tier companies like Tetra Pak, Packages Ltd., Imperial Electric, Emco Industries, Service Industries Ltd., Work involved direct interaction with the management of these companies, research (market, sector / company), evaluation (quantitative / qualitative), trend analysis and preparation of financial proposals. Increased the branch asset portfolio from PKR 2 billion to 4 billion… Show more Managed credit portfolio of PKR 2 billion and marketing of new accounts. The corporate accounts included the top tier companies like Tetra Pak, Packages Ltd., Imperial Electric, Emco Industries, Service Industries Ltd., Work involved direct interaction with the management of these companies, research (market, sector / company), evaluation (quantitative / qualitative), trend analysis and preparation of financial proposals. Increased the branch asset portfolio from PKR 2 billion to 4 billion in two year’s time and the branch made a record profit of PKR 75 million for the year ending Dec, 1997 vs. 20 million in 1996 Show less

United States

Worked as a stockbroker. Managed stock and mutual funds portfolio of individuals and companies upto US$ 50 million. Closely watched the stocks and mutual funds market on daily basis and also maintained the records of daily brokerage operations for my clients.