--About Me: I possess a deep abiding passion to help others in any possible way that I can. This feeling originates from my experiences that I had as a child. I grew up from humble beginnings in various neighborhoods throughout Northern NJ. Being born first-generation, my family sacrificed everything so that I could have the opportunity of living out the American Dream. Through this experience, I believe my destiny is to help as many other people reach their American dream by guiding them in the right direction and sharing the knowledge I have acquired professionally and personally. I work one on one with first-time homebuyers and savvy investors to help them make the best decisions for their unique situation. I show my clients how to navigate the lending environment within the reality of common sense and financial practicality when purchasing or refinancing properties. It’s truly a blessing that I can help elevate my clients to the next level of achieving their dreams and it is also a blessing that I can do more than just that. I also have the opportunity to dedicate some of my time for philanthropic efforts. There is nothing more rewarding than being able to give to those in need and being able to understand their circumstances.--What I do * All Refinance Transactions (Even if you're "underwater," I may be able to help) * First-Time Homebuyers * Real Estate Investors * Vacation and Second Homes * FHA Mortgages * VA MortgagesSpecialties: Counseling First-Time Home Buyers, Refinance Transactions, FHA 203(k) loans (these programs provide for cash towards remodeling or rehabbing a property and can be used for either purchase or refinance transactions.)