Ben Barlow Email & Phone Number

Dallas/Fort Worth Area

• Serve as the primary legal contact for various bank business units, including the credit, collateral, treasury, compliance, and community investment departments. • Attend, and draft minutes and resolutions in connection with, meetings of the bank’s Board of Directors.• Participate in the bank’s annual strategic planning process as a member of the bank’s leadership team comprising the bank’s senior management team and other high-performing, high-potential officers. • Serve as a member of the Compliance Committee charged with overseeing the bank’s compliance with applicable legal and regulatory requirements and internal standards. • As part of the bank’s recruitment of prospective captive insurance company members, engaged with key government officials in the State of Montana to ensure the bank’s ability to safely lend to such members.• Supported the development and implementation of the bank’s Bank Secrecy Act (BSA)/Anti-Money Laundering (AML) compliance program. • In connection with the bank’s planned merger with the Federal Home Loan Bank of Des Moines, drafted the disclosure schedules accompanying the merger agreement. • Led peer working group tasked with identifying ineffective and overly burdensome regulations in response to a notice of regulatory review by the bank’s federal regulator.

Des Moines, Iowa Area

• Provided legal support to the bank’s business units, primarily in the following areas: contract review, business initiative review, investments/derivatives, records retention, human resources, and member operations.• Established the bank’s compliance function and led policy rationalization initiative resulting in a consistent enterprise-wide governance document structure and significantly reduced number of stand-alone policies.• As principal liaison with the bank’s federal regulator, coordinated all aspects of the annual safety and soundness examination of the bank, and formed productive and enduring relationships with examination teams. • Played an integral role in the development and implementation of a fraud detection and reporting program. • Served as a member of the bank’s Market Risk and Operational Risk committees.• Provided annual Code of Ethics training to the bank’s Board of Directors and employees.

Greater New York City Area

• Coordinated the development and review of compliance policies with legal and business units.• Researched and analyzed regulatory developments to assess impact on business.• Participated in global working group to harmonize Deutsche Bank policies.

Greater New York City Area

• Managed and coordinated information requests as part of examinations conducted by regulatory organizations. • Ensured the remediation of issues and weaknesses identified during regulatory examinations.• Performed ad hoc reviews, projects, and special investigations, in conjunction with the legal, compliance and internal audit departments.• Qualified as a FINRA Series 7, General Securities Representative.