Ben Decarlo Email & Phone Number

Springfield Township, NJ, US

New York, New York, United States

New York, United States

Greater New York City Area

Greater New York City Area

• Underwrote and closed 68 Fannie Mae and Freddie Mac multifamily loans totaling a UPB of over $1.5 billion since 2017.
• Create and assemble 100+ multifamily underwriting investment memorandums, including detailed cash flow projections, valuation models, loan sensitivity analyses and in-depth market and submarket research.
• Negotiate pricing with loan originators, mortgage brokers, government sponsored entities and direct clients by performing asset pricing sensitivity analyses based on metrics such as LTV, DSCR and Debt Yield.
• Coordinate and review due diligence activities, including collection and review of site-specific documents, environmental reports, property condition assessments, appraisals, HPB (“Green”) Reports, surveys.
• Manage the loan sizing pipeline quoting over $5.0 billion of Fannie Mae DUS and Small Balance, Freddie Mac Conventional and Small Balance, CMBS, HUD, Bridge and Mezzanine loan products on 250+ multifamily transactions.
• Extrapolate operating statements and utilize in-house financial models, conducting market research and performing net cash flow analyses to price loans at various leverage ratios. Property types include multifamily.

Greater New York City Area

Burlington, Vermont Area

-1 of 4 students chosen to speak and present during panels at the university’s bi-annual Alumni Association and UVM Foundation meetings-Currently planning logistics and launching the Senior Class Gift of 2015 fundraiser, the Green Mountain Mile, an on-campus color run- Currently lead and represent student ambassadors whom are tasked with traveling around.

New York, New York

- Collect trade data and analysis and generate monthly reports to track clients with high debit balances- Utilize Trade Commission Services software and Excel to run daily macros that track trade errors, and then allocate trades with missing agreements between Instinet and its clients daily to the corresponding AE’s- Reconcile trades between brokers and.

Englewood, New Jersey

- Built five network switch and server rack units, and installed over 200 switches, enabling the networking team to connect, locate, and monitor network problems- Utilized Excel extensively in order to extract data and assign 17,000 ICD-9 and ICD-10 codes to a new encryption database, as the company was going live with a new email security application.

- Experienced with Intuit products, as I have launched the company’s website, http://www.fdccontracting.com/ - Wood-worked with ornamental trim and moldings, as well as structural framing of residential homes- Interfaced directly with multiple outside vendors and suppliers on all business functions, specifically pricing estimates and project budgeting

Bachelor Of Business Administration (B.B.A.), Accounting And Finance, Gpa: 3.60 / 4.0 Cumulative

Activities and Societies: Student Alumni Association, DREAM, SHORE, Serve BurlingtonCum Laude Graduated #22 of 200 in my class

Bachelor Of Business Administration (B.B.A.), International Business

Advanced to an intermediate Spanish speaking ability during a 4 month stay with a host family and captured a deeper understanding of.