Financial Planner
CurrentBen is a Financial Planner with over 15 years financial planning and life insurance experience. Having worked across a broad range of clients in professional occupations, entrepreneurs, small to medium business owners through to blue-chip corporate's provides a broad base of experience from which to understand client needs.Ben focuses on a clients financial foundation before moving into investing, superannuation and pre-retirement strategies. For business owners there is a need to identify a succession plan if something unforseen happens, as an example 85% of business owners don't have a succession plan in place that incorporates- a clearly understood structure to facilitate payout of partnership to surviving partners- no funding to provide a financial payout to partners- no cover for key persons in the business - could the business survive without them- no clear strategy to bring new business owners or family members in or out of the businessFollowing on from the foundation clients then need to work through- How much longer to I want or have to work for- what strategies do I need to make happen today so I can control the time frame I retire in.- can I work part time in my existing role or in an area I have a passion for once I reduce full time work- What would I need in retirement financially, and how would I need to structure this- What can I invest in that gives me piece of mind my retirement savings will last - cash, bonds, shares, property, business ventures- How does my retirement plan fit with estate planning issuesOur job at Touchstone Planning is to provide agile and innovative advice solutions so that the client has a level of control in their financial future. In other words we are not a one size fits all firm.
