Highly experienced Commercial and Marine Insurance Advisor providing specialized professional counsel to businesses for over 20 years. I offer customized risk management and risk transfer solutions using an in-depth, analytical process which adds significant value to my customers' insurance programs and to their bottom lines. We are genuinely committed to our clients and promise them the attention they deserve while delivering meaningful results: 1)robust coverage, 2)world-class service, and 3)competitive pricing. We also recognize that each business has unique exposures and we are willing to make significant effort to identify them all to properly protect it.

Commercial & Marine insurance advisor utilizing a highly technical approach to properly place coverage for my customers. Accessed specialized markets and negotiated competitive pricing/terms with underwriters. Served a diverse client base, including maritime risks, to businesses from Florida to Maine. Brown & Brown is the 6th largest insurance brokerage in the world. Flagship Group is Brown & Brown's Commercial Marine Insurance division.

Provided professional counsel and risk management solutions to global organizations with unique and challenging international exposures. Brokered a full portfolio of global insurance solutions for multinational corporations, NGO's, humanitarian relief and development organizations, and maritime risks. Clements is a coverholder with Lloyds offering its own binder products as well as traditional private market options. Expertise working with:• DBA & Foreign Workers Compensation• International Property & Auto Fleets• Political Risk• Transit & Cargo• Kidnap & Ransom• International Employee Benefits

General Manager and stakeholder of the largest distributor of specialized freediving and spearfishing equipment in North America. Partner in a dynamic and entrepreneurial business that provided opportunities to broaden professional skill-set and capabilities, and work in an industry that I am passionate about personally. Worked extensively with suppliers and commercial/government customers in Europe, Central America, Asia, Australia, Middle East, and Africa. Contributed to the greatest period of growth in company's history which led to acquisition by a large, publicly traded company(AquaLung).http://www.omersub.com/home_ita.asphttp://www.aqualung.com/militaryandprofessional/us-en/us-en_mildiv.html

Commercial Insurance Producer providing all lines of insurance for my clients including Property & Casualty, Employee Benefits/Group Medical, Life, Disability Income, Estate and Business Succession planning. Company leader of over 500 agents and Rolex Award winner in 2012 for Life & Disability Income production. Multiple-time Chairman's Council, Founders Award, Big Hitter, and 11-time Leadership Council award winner. Long-standing and consistent track record of outstanding performance and high customer satisfaction. Near 100% client retention throughout career. Graduate of Federated's renowned Marketing Development Trainee (MDT) Program in 2002.