1. Advise customers on best available options based on their described needs for Dyson Products2. Update the Line Manager on competitors prices for decision and strategies3. Offer on the job training and coaching to newly recruited staff4. Attend to customers on after-sales support

Business Consultancy for SME's on Financial Management, Recruitment and Training of Staff, Marketing Analysis and Implementation of same. Sourcing of funds for businesses, Stock Audit and Drafting of Business Proposals. In addition, we provided office remodelling and interior designs for both companies and individuals.

Stock Management and Auditing Services

I provided investment advice to clients based on their needs and risk appetites by identifying the right investment strategies tailored to client’s needs.As the investment advisor, I played a key role with the relationship managers in providing clients with superior level of advice with respect to asset allocation, specific investments and other investments related servicesI maintained a close working relationship with sector experts, investment platforms and product specialists to ensure effective market intelligence that were fed back for potential product development or services opportunities. I worked to ensure that all activities and duties were carried out in full compliance with regulatory requirements, Enterprise Wide Risk Management Framework and internal Bank Policies approved by managementI organized and promoted sales activities for the bank that resulted in achieving team’s targets annually.Market information gathered and appropriate sales tools and techniques adopted to meet sales targets.I conducted promotional activities through group meetings, presentations and road shows to achieve sales targets.I maintained cordial and professional relationship with clients with timely information and meeting their expectations.

Provided investment and financial analysis reports.Market information gathered and risk profiled on clients before funds placement. I provided assistance in development of potential buyer / investor / target listsAssisted in the end-to-end co­ordination, structuring and execution of Corporate Finance transactions on a day-to-day basis.I worked with a team which undertook extensive and detailed due diligence of clients, including detailed financial modelling.Assisted with short and long term liquidity management including cash investments and forecasting. I participated in decisions on capital structure plans for refinancing and acquisitions of new and existing firms.KEY ACHIEVEMENTS • Appraised investments worth USD 60+ million over the period with 98% repayment• Helped restructure finances of 12 ailing companies back to sustainable statuses• Raised over USD 45+ million for various companies

I developed and implemented strategies for market growth for the supervised branches in line with the laid down goals and long-term plans of the company.I planned with the various Branch Managers on developing markets within the branches. I conducted competitive market analysis to ascertain the relevant data for planning and marketing.I was responsible for meeting sales goals and overall quality of service. I managed credit and deposit growth for the supervised branches and individual Client Relationship Officers.Credit Approval, I reviewed and approved credit papers from branches within my approval limit as well as given my professional recommendations to senior management and the board on amounts above my approval limit.KEY ACHIEVEMENTS We achieved 92% of the funds mobilization target for the period through personal contacts and team work.A total of USD 13 million loans were disbursed with portfolio at risk of 3%.

Responsibilities: -I was responsible for preparing monthly, quarterly and end of year operationaland financial performance reports.I prepared cluster and branches variance analysis reports detailing the causes of the variances and offering alternatives solutions. The key issues looked at included operational cost per each branch, loan disbursement analysis, defaults rate analysis, deposit growth analysis, cost of funds analysis.Business Development: I prepared annual plan for all the branches under my supervision for appropriate market penetration strategies. Market information was gathered on businesses in the encashment area to determine the kind of product to offer them coupled with the message to be delivered.Credit administration and portfolio management that entailed prospecting, credit analysis and approval,monitoring and recoveries.I was among five-member team that designed and implemented a StrategicOperational Plan (SOP for 2015) and reviewed the Credit Policy.

1.Credit portfolio management, risk and market analyses.2.Developing and implementing overall branch business development strategy.3.Chairing branch loan committee.4.Mentoring new branch managers and training operational staff5.Marketing plans and actively participated in prospecting