Loan Officer
CurrentCollect information from business customers, including all applicable financial statements to determine loan qualifications. Interview loan applicants to determine credit worthiness. Analyze applicable ratios and numerical values to figure best methods of repayment. Respond to applicants and current customer inquiries in a timely and clear manner. Reconcile construction loan building costs with the customer’s accounting, to ensure accuracy between the bank and customer records. Represent the bank at community events in the hope of generating new deposit and loan relationships. Assist underwriters in spreading financial statements and tax returns to help make sound credit decisions. Comply with all federal/state regulations as well as guidelines, and Great American Bank’s policies when carrying-out consumer requests.