Benjamin Packham Email & Phone Number

Reading, United Kingdom

Berkshire

I work in the Commercial team within the Berkshire region, supporting businesses (both privately and publicly owned) with revenue in excess of £2m -£25m in the Thames Valley.I am experienced in analysing financial information and assessing cash generation for businesses across a number of different business sectors. Using this information along with non financial assessment to debt transactions and ultimately retaining the customer going forward. I currently look after 55 businesses, covering all aspect of banking from debt restructuring, new transactions, Assets financing, Confidential invoice discounting, along with looking to build new to bank propositions.I specialise in Manufacturing & International Trade. Proven ability to use my interpersonal skills to consistently build strong relationships with customers and prospects alike.

Reading, United Kingdom

I worked in the Large Corporate team within the Thames Valley region, supporting businesses (both privately and publicly owned) with revenue in excess of £100m -£2b in the Thames Valley.I am experienced in analysing financial information and assessing cash generation for businesses across a number of different business sectors. Using this information along with non financial assessment for complex debt transactions both syndicated & bilateral. I look after 20 businesses, covering all aspect of banking from debt restructuring, new transactions, Assets financing. I specialise in Manufacturing & International Trade. Proven ability to use my interpersonal skills to consistently build strong relationships with customers and prospects alike.

Reading, United Kingdom

Portfolio Management, This role specialized in looking after the credit aspects of the banks relationships. As a member of the team since integration in 2009 our task was to concentrate on two of the following areas:1) Sectors and customer who were underperforming. 2) Customers with larger volumes of debt.This provided me with the best possible test ground to hone my credit and risk skills. 2009 - 2012 was a very testing time for many companies and I benefited form being evolved in this hands on role for three years.