Benjamin Vega

Benjamin Vega Email and Phone Number

Chief Credit Officer @ Toyota Financial Services Corporation
Plano, TX, US
Benjamin Vega's Location
Dallas-Fort Worth Metroplex, United States, United States
Benjamin Vega's Contact Details

Benjamin Vega personal email

n/a
About Benjamin Vega

Results driven executive with proven track record managing P&L roles in Financial Services. Broad experience developing analytically based marketing, product, credit and operations strategies to achieve growth and increase profitability across Credit Cards, Auto and Real Estate lending products. Recognized leader with experience building and managing large and diverse teams.Specialties: P&L Management, Business Strategy, Credit Risk Management, Product Development, Marketing, Analytics, Capacity Planning, Process Improvement, Operations Strategy

Benjamin Vega's Current Company Details
Toyota Financial Services Corporation

Toyota Financial Services Corporation

View
Chief Credit Officer
Plano, TX, US
Website:
tfsc.jp
Employees:
2163
Benjamin Vega Work Experience Details
  • Toyota Financial Services Corporation
    Chief Credit Officer
    Toyota Financial Services Corporation
    Plano, Tx, Us
  • Crescent Bank & Trust
    Chief Risk Officer
    Crescent Bank & Trust Sep 2020 - Present
    Metairie, La, Us
  • Remington Hotels
    Svp Of Analytics And Optimization
    Remington Hotels Sep 2018 - Aug 2020
    - Executive team member responsible for leading Analytics, Financial Planning and Program Management. - Led initiative to transform Remington Hotels into a data driven company through the implementation of a new tech stack and a business intelligence platform
  • Remington Hotels
    Svp Total Revenue Optimization
    Remington Hotels Jun 2015 - Aug 2018
    - Responsible for pricing and stay policies at 90 hotels across the U.S. with revenues of $786MM per year.
  • Tricolor Auto Group, Llc
    Svp Credit And Marketing Strategy
    Tricolor Auto Group, Llc Mar 2014 - May 2015
    Irving, Texas, Us
    - Responsible for marketing and credit strategy for the top Independent Auto Dealership dedicated to the Hispanic market in Texas. Core responsibilities include unit economic optimization, loss forecasting, credit policy, marketing campaigns, digital strategy and media buys.
  • Capital One Home Loans
    Sr Director – Home Loans Operations Strategy And Analysis Department Head
    Capital One Home Loans Jan 2012 - Mar 2014
    Mclean, Va, Us
    - Responsible for leading multiple teams of analysts supporting all Sales and Operations departments across Capital One’s Home Loans division. Core responsibilities include capacity planning, executive reporting, incentive plans and continuous improvement agenda.- Led the implementation of a Lean Management System which reduced originations cost by 60% and quality defects by 75% while improving customer satisfaction (net promoter scores) by 20 points.- Overhauled capacity planning process by implementing work drive models to more accurately estimate staffing needs and enable strategic decision making (e.g. origination channel alignments between Sales and Ops and right staffing decisions).- Built a reporting suite to clearly align critical metrics and objectives from COO to front line unit managers.- Personally responsible for growing the team from 7 to 21 analysts through internal and external (professional and college) recruiting.
  • Capital One Home Loans
    Sr Director - Home Equity Product Strategy
    Capital One Home Loans Aug 2008 - Dec 2011
    Mclean, Va, Us
    - Responsible for managing P&L for a $3.6B portfolio of Home Equity Loans and Lines of Credit. - Managed a group of business analysts, data analysts and statisticians in charge of setting credit policy, pricing, product strategy, statistical model development, and reporting for the Home Equity line of business.- Implemented a series of program changes to successfully weather the “great recession” through a series of analytically based segmentation pullbacks- Simplified Home Equity’s database structure to enable easy access to critical data and support day to day business management reports- Supervised the development and implementation of survival based econometric models to measure and manage business profitability.- Led integration of Chevy Chase Bank Home Equity originations strategy.
  • Capital One Home Loans
    Business Director - Dealer Prime Business
    Capital One Home Loans Jul 2005 - Jul 2008
    Mclean, Va, Us
    - Responsible for leading one of Capital One Auto Finance’s lines of business with $3B in annual originations.- Managed a group of analysts in charge of setting credit policy, pricing and product strategy for the Dealer Prime line of business.- Led program to integrate the recently acquired Onyx Acceptance company originations strategy.- Developed a segmentation strategy based on credit, deal characteristics and dealer information that enabled business turnaround.
  • Capital One Home Loans
    Business Manager – Us Card Revolver Rewards Product Strategy
    Capital One Home Loans Apr 2004 - Jun 2005
    Mclean, Va, Us
    - Responsible for achieving business growth goals through the recommendation, analysis and valuation of new products.- Led the development, analysis and valuation of two new credit card products that enable business achieve its goal of booking $2 billion in outstandings.- Owned econometric models to measure and manage business profitability.- Implemented new targeting models that reduced complexity and increased accounts booked by 55%.
  • Capital One Home Loans
    Us Card - Rewards Marketing Strategy
    Capital One Home Loans Sep 2002 - Apr 2004
    Mclean, Va, Us
    - Responsible for mail decisioning, creative optimization, statistical model implementation, marketing planning and testing for 2 rollout and 2 testing businesses in the Rewards Upmarket space.- Developed testing process to reduce inefficiencies by ~20% through the elimination of double testing across multiple businesses.- Seamlessly transitioned 2 businesses to the new integrated name selection platform (ISP) reducing marketing cost by more than $2MM/yr and mail decision complexity.
  • Capital One Home Loans
    Operations Analyst – Us Card
    Capital One Home Loans Sep 2000 - Aug 2003
    Mclean, Va, Us
    - Responsible for achieving Customer Relations outsourcing targets.- Developed plan to safely and seamlessly double percent of customer service calls outsourced while minimizing quality risks and loss of Cross Sell revenue, resulting in ~ $11MM in savings.- Responsible for achieving Service Level Agreement through the effective use of call routing strategies.- Increased service efficiency by balancing of workload and by reducing work type variety.

Benjamin Vega Skills

Financial Services Analytics Credit Risk Strategy Management Credit Risk Management Leadership Process Improvement Portfolio Management Credit Cards Analysis Banking Mortgage Lending Loans Credit Analysis Business Analysis Segmentation Predictive Analytics Loss Mitigation Underwriting

Benjamin Vega Education Details

  • Arizona State University
    Arizona State University
    Industrial Engineering
  • The University Of Texas At El Paso
    The University Of Texas At El Paso
    Industrial Engineering

Frequently Asked Questions about Benjamin Vega

What company does Benjamin Vega work for?

Benjamin Vega works for Toyota Financial Services Corporation

What is Benjamin Vega's role at the current company?

Benjamin Vega's current role is Chief Credit Officer.

What is Benjamin Vega's email address?

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What is Benjamin Vega's direct phone number?

Benjamin Vega's direct phone number is +197277*****

What schools did Benjamin Vega attend?

Benjamin Vega attended Arizona State University, The University Of Texas At El Paso.

What skills is Benjamin Vega known for?

Benjamin Vega has skills like Financial Services, Analytics, Credit Risk, Strategy, Management, Credit, Risk Management, Leadership, Process Improvement, Portfolio Management, Credit Cards, Analysis.

Who are Benjamin Vega's colleagues?

Benjamin Vega's colleagues are Claribel Barber, Arindam Das, Ruby Coaty, Mba, Tim Detoni, Yesenia Lopez, Cpa, Tebogo Mokoena, N Sumanth.

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