Co-owner and founder of Ward Yacht Sales, LLC based in Florida. Our team of brokers spans the east Coast of the US from the Chesapeake Bay to Ft Myers, Florida. Differentiated on customer focus, competitive commissions, and knowledgeable brokers, high quality listings, and comprehensive marketing.

An experienced yacht broker who also has over 25 years yacht racing and cruising experience, covering thousands of offshore miles. A connoisseur of new and classic bluewater designs, Ben has extensive, hands-on experience outfitting and maintaining full-time cruising yachts. His passion is helping clients of all levels find the right boat for their budget and to live their cruising dreams. If you are looking to sell your boat, he has an extensive network and social media presence to help maximize exposure so your boat sells quickly, at the best price. Ben is available to assist buyers and sellers anywhere on the east coast of the US. You can also check out Ben's sailing website/ blog at www.sailingkoinonia.com.

Accountable for managing enterprise scale digital platforms for Capital One’s Credit Card Business. Leads a diverse team of product managers to deliver game changing, next-gen capabilities to improve the lives of our customers while delivering powerful growth and leverage for our business. Passionate people leader and product discipline practitioner. Currently accountable for leading the product strategy for the digital platforms that enable credit application experiences for all product lines in Capital One’s credit card business. Partners closely with Analysts, Engineering, Data Science, Marketing, Legal & Compliance, and Process Teams to deliver products iteratively that delight our customers.

Manages multiple full stack Software Engineering delivery teams for Capital One's US Card business, supporting Loss Mitigation. Primary focus on delivery of digital experiences, real-time services, and customer communications. Leverages open source technology stack, push button DevOps, reactive architecture, and cloud-infrastructure (AWS) to achieve high fidelity technology services to meet the needs of customers and business. Specializes in breaking down siloes between business and technology to deliver innovative, reusable services. Champion of Agile (SCRUM and SAFe) best practices to optimize nimble, customer focused delivery. Provides strategic and tactical leadership for both domain and enterprise level technology delivery projects. Coach and develop direct reports, set technology vision, and foster a stimulating and innovative culture.

Collections Business Systems Analyst responsible for IT consulting on multi-platform projects. Gathers business requirements, provides system SME, as well as solution options and recommendations to meet business intent. Drives to ensure LEAN design of solutions, while providing guidance in line with domain target architecture. Also provides BSA support throughout the project lifecycle (ideation to implementation). Also manage team of Collections BSA and PM resources. Work to strengthen and improve IT and business partnerships as well as hold internal and external stakeholders accountable for the successful delivery of Business and IT objectives.

Responsible for Collections Contact Center Technology strategy and tech delivery supporting the applications, hardware, operational strategy and execution, and reporting. Managed team of production support analyst who provided 24/7 day 86 support in a blended inbound/ outbound environment. Supported consumer loans and Telephone Banking (DDA) in multi-site operation. Consumer portfolios included first party collections (pre-charge-off) and overdraft checking for Mortgage Loans, Direct and Indirect Lending, Small Business Lines of Credit, HELOC, and Bank Card portfolios. Provided operational, strategic, regulatory, and technical consultation to executive management to achieve and exceed delinquency, production, performance, and budgetary goals. Also managed off phone support department which included ACH processing and agent incentive reporting.