Bernadette Harte Email and Phone Number

Providing US GAAP technical accounting advise on stuctured tranasactions.

Provided technical accounting advice to financial services clients on consolidation and transfers and servicing of financial assets.

•Compile and review submissions for SFAS 140 collateral and securitization disclosures for inclusion in 10Q and annual report•Prepare FIN 46 disclosure for Structured products•Reconcile and report SFAS 140 & FIN 46 entries monthly•Review London, Asia, and North America CLN, CDO Linked Note, and Fixed Income and Equity Structured transactions with Special Purpose Entities to access accounting treatment under SFAS 140, SFAS 133, and FIN 46•Provide accounting guidance to business unit for new structured products•Point person for global business unit controllers on accounting issues •Enhanced procedures for tracking structured product transactions to ensure completeness•Developed monthly metrics package for management reporting for SFAS 140 and FIN 46•Team leader in developing Global Accounting Policy Web site•Developed Business Continuity Plan for Accounting Policy Team•Accounting Policy representative in balance sheet renovation project•Prepared and Presented training sessions to both business unit controllers and the business unit on SFAS 140 and FIN 46•Interface weekly with external auditors on accounting issues•Managed summer intern

Fixed Income Division, Senior Manager•Supervised staff of four in preparation of daily regulatory report and balance sheet for worldwide Fixed Income division•Reviewed and access risk for Special Purpose vehicles for all products in Fixed Income division •Reviewed and allocate LTD expense•Reconciled reported balance sheet to books•Reviewed calculation and enhance current reporting of cash capital•Enhanced current reporting by providing a more qualitative analysis•Improved the regulatory capital/balance sheet reporting process via automation•Obtained understanding and document calculation of haircuts and hedging benefit worldwide•Assisted business unit in assessing cash capital and regulatory capital haircuts for new products•Prepared budget for both regulatory capital and balance sheet for Fixed Income division•Prepared and participate in due diligence process for balance sheet and regulatory capital•Conducted training seminars to both business unit controllers and the business unit on regulatory capital, cash capital, and long term debt allocation methodology•Presented to executive leadership balance sheet renovation plan for Fixed Income and Equity DivisionsCorporate Treasury, Manager •Accounted for derivative products including currency and interest rate swaps•Analyzed revaluation of currency and CTA •Reconciled coupon and accretion•Prepared 10Q and 17H forms•Prepare footnote disclosure for Long Term and short term Debt to be included in the annual report•Tested and implemented new coupon and accretion systems•Supervised staff in daily functions for short term debt area •Prepared detail analysis of structured notes, futures, options, and swaps Fixed Income Division, Associate