Bernard Hidier is the co-founder of Finsulate by Ocean Innov Eco Solutions, a start-up developing non-toxic, durable, highly cost-effective antifouling solutions inspired by nature for the maritime industry, and Ostrea Capital a US based independent consulting firm operating at the intersect of the renewable energy and sustainable food production sectors.He is also the co-founder and President of HGY-Karrgreen a French company dedicated to the production and distribution of green energy (biogas, green heat, electricity, and hydrogen) from organic waste and other renewable local resources. Prior to this, Bernard’s experience was first in the commodity trade finance sector, where he structured deals across the world from Europe and the US. His most recent projects are in the fields of renewable energy (biomass/wind/bio gas), sustainable forestry and agricultural investment in the UK and France.Bernard is convinced that tomorrow’s natural assets returns will not only derive from traditional crop sales but also from embedded renewable energy activities and derived eco-systemic and social services.Responsible investment and sustainable financial returns are not self-excluding anymore and participatory finance models can be instrumental in designing the tools needed to make an impact, empower stakeholders and tackle climate change.