Bernice "Casey" Chau Email & Phone Number

San Francisco Bay Area

I am so excited to work with Bay Area Funding Group as a Senior Loan Officer. I look forward to providing home loan assistance with personal service, no matter what type of home loan you need.When you deal with BAFG, you deal directly with me. We work together to secure a home loan that benefits your now and well into the future. I am experienced with FHA Loans, VA Loans, Conventional Loans, Jumbo Loans, 1st Time Buyers, Self-employed individuals, 1031 Exchanges and more. I'm… Show more I am so excited to work with Bay Area Funding Group as a Senior Loan Officer. I look forward to providing home loan assistance with personal service, no matter what type of home loan you need.When you deal with BAFG, you deal directly with me. We work together to secure a home loan that benefits your now and well into the future. I am experienced with FHA Loans, VA Loans, Conventional Loans, Jumbo Loans, 1st Time Buyers, Self-employed individuals, 1031 Exchanges and more. I'm happy to discuss how I can be of assistance in meeting your home loan needs. I work out of the Castro Valley and Lafayette offices, but will travel to meet my clients in and around the Bay Area.When you are looking for a trusted expert with years of experience who is always educating herself and keeping up-to-date with the industry changes, look no further. I can be reached at 415-412-5363. Show less

Walnut Creek

• Pre-approved, originated and processed residential mortgage loans.• Evaluated clients’ asset statements for credit worthiness and financial strength.• Reviewed Federal tax returns, W-2s and paystubs to determine income.• Proficient with DU and LP software.• Analyzed debts on credit reports and identified potential liabilities.• Knowledge and understanding of Fannie, Freddie FHA, and VA agency guidelines.• Communicated and collaborated with borrowers, Realtors, lending… Show more • Pre-approved, originated and processed residential mortgage loans.• Evaluated clients’ asset statements for credit worthiness and financial strength.• Reviewed Federal tax returns, W-2s and paystubs to determine income.• Proficient with DU and LP software.• Analyzed debts on credit reports and identified potential liabilities.• Knowledge and understanding of Fannie, Freddie FHA, and VA agency guidelines.• Communicated and collaborated with borrowers, Realtors, lending team, appraisal company and escrow team on loan flow. Show less

Walnut Creek Ca

• Originated and preapproved residential mortgage loans. • Determined applicants credit worthiness and risk.• Analyzed income and assets to gauge borrowers’ financial abilities.• Knowledge of various lender product niches and guidelines.• Submitted quality, complete files to lenders.• Matched best lender product with clients’ needs and financial goals. • Worked in conjunction with key contacts to keep loan flowing forward to funding.• Coordinated appraisal… Show more • Originated and preapproved residential mortgage loans. • Determined applicants credit worthiness and risk.• Analyzed income and assets to gauge borrowers’ financial abilities.• Knowledge of various lender product niches and guidelines.• Submitted quality, complete files to lenders.• Matched best lender product with clients’ needs and financial goals. • Worked in conjunction with key contacts to keep loan flowing forward to funding.• Coordinated appraisal inspections and reviewed report for compliance.• Managed office payroll and commission compensation.• Supported office with administrative duties pertaining to loan officers and processors.• Developed client base for new business while constantly marketing to maintain client retention. Show less

Walnut Creek Ca

• Marketed, originated and pre-approved mortgage loans. • Reviewed credit reports, income and asset documentation. • Assessed credit risks and strengths. • Analyzed and determined applicants financial profile.• Communicated and explained various loan products to clients.• Collaborated with processors and lenders to ensure file closing. • Managed various ad campaigns to grow business. • Maintained consistent volume and developed a strong client base.

Bachelor’S Degree, International Business

Business Administration And Management, General