Bertha Gross Email & Phone Number

Lakewood, CA, US

Gardena, California, United States

Preparing Initial CD prepare to sending out documents, Coordinating with Title and Escrow for signing documents. Preparing loan documents to send to title and escrow. Reviewing signed documents for accuracy. Booking loan to internal account system and Post Closing duties.

Irvine CA

• DOC SPECIALIST/LOAN PROCESSOR - Pacific Premier Bank – Irvine California, 08/2019 to Present
• Reviewed applications and loan documents for completeness and accuracy ensuring compliance with policies and state and federal regulatory requirements
• Includes monitoring of department reports, documenting status information through workflow, preparing disclosures and closing packages or Adverse Action Notices as need
• Manage imaging and indexing of loan documents from internal departments, third party vendors or external business partners such as title companies, brokers and loan customers.
• Monitored lending production and /or processing staff adherence to regulatory compliance by reviewing loan documents, workflows, and audit results.
• Communicate by phone, written or electronic communication with internal and external customers, (e.g. internal lending staff)

Monitor senior liens and track upcoming foreclosure auctions. Researching fair market values for properties. Analyzing credit profiles of borrowers. Organize Loan Modification documents (for senior staff) Catalog and track processing invoices for capital projects. Communicate directly with general contractors and vendors on bidding out major projects.

Anaheim CA

• SR CLOSER - FUNDER – Carrington Mortgage – Anaheim California, 05/2013 to 3/2018
• Audit file for completeness and accuracy to ensure compliance with underwriting, government, investor and company guidelines
• Current knowledge of TRID, processed tolerance cures and determine proper waiting periods all loan
• Prepare CD and coordinate closing date with processor and closing agent
• Confirm all prior-to-doc conditions are met and signed off by appropriate parties before releasing loan documents
• Prepare loan documents and ensure closing package is complete, fees accurate and fully compliant

United States

• Reviewed loan closing package for accuracy and completeness prior to delivery to title agent.
• Reviewed loan file to ensure all conditions and loan approvals have been met and signed off by underwriter and processors.
• Reviewed Title, Appraisal, and Insurance and Automated approval for accuracy.
• Prepared and confirms data required to generate closing documents. Input data entry required for closing documents.
• Communicated with the closing attorney/closing agents, to ensure timely scheduling of the loan closing
• Reviewed disclosures for accuracy and APR tolerance. Review settlement statement for accuracy, tolerance cures.

United States

• Coordinated funding with brokers’ settlement agencies. Review the appraisal, title and insurance for accuracy. Reviewed the signed docs for accuracy and preparation for funding and verify hud-1 for APR tolerances.
• Signed off and met funding conditions prior to funding, conditioned out the file with incomplete items for funding.
• Balanced funding figures and initiate wire to Title

United States

• Coordinated funding with brokers and settlement agencies, review and balance Final Hud-1 auditing signed loan documents for accuracy, completeness, and compliance.
• Processed wire funds for disbursement to title and escrows, resolve any wire issues.
• Reviewed Title reports and Hazard Insurance policy for H03, H06 for adequate coverage,
• Signed off underwriting and funding conditions prior to funding and funded loans in a timely manner.

Huntington Beach/Brea California

Date Entry for loan submissions and evaluated quality, completeness and resolved any incomplete applications. Based on information received from Loan Officer dataOrdered and obtained appraisals, opened escrows, opened title, and locked floating loan rates and processed rate extensions. Ordered all the reports for CLUES, prepared and sent disclosure package.

Brea California

Coordinated funding with all agencies Brokers, Settlement Agencies, Escrow and Title. Reviewed Final HUD-!'s for approvals Reviewed signed loan docs for completeness and accuracy prior to fundingVaried clear title and impounds account were correct with adequate hazard insurance coverage Varied and signed off remaining funding and Underwriting conditions.

Bachelor Of Science - Bs, Business Administration, Management And Operations

Certificate, Accounting