Avp Sr. Mortgage Underwriter
- Review and analyze mortgage applications to assess risk, ensuring compliance with company policies, underwriting guidelines, and regulatory requirements with Credit approval authority sufficient to Secondary Mortgage.
- Underwrite HELOC’s, HELOANS and Non-Conforming portfolio’s loans with credit authority limit up to $500,000.
- Received positive feedback from Senior Management, processors, borrowers for providing exceptional service, clear communication, and timely responses throughout the underwriting process.
- Mentored and trained junior underwriters, leading to their professional growth and improved team performance. I reviewed the pipeline report daily which quantified quicker loan decisions.
- Ensured strict adherence to regulatory guidelines and company policies, leading to zero instances of non-compliance or regulatory penalties. Decision-ed 40-50 loans monthly.
- Led efforts to standardize underwriting processes across multiple branches, ensuring consistency and efficiency in decision-making. Branch Managers utilized me as their primary contact for assistance.