Beth Morgan Email & Phone Number

Detroit, MI, US

• Responsible for the Risk Control Self Assessment (RCSA) Quality Assurance (QA) program and improvements to the overall effectiveness and efficiency of the RCSA Program.
• Implemented new Governance, Risk and Compliance (GRC) RCSA system
• Recommended and executed changes to the RCSA policy, procedures and standards
• Developed the enterprise wide RCSA QA process. Ensuring coverage of all business functions and significant areas of past regulatory criticisms
• Completed the RCSA QA testing and summary results in compressed timeframes while maintaining integrity of the program and reporting actionable results
• Developed RCSA QA progress and program summary information for presentation to business areas and the Operational Risk Committee

New York, New York, US

• Responsible for audits of consumer credit card operations including core processes, fraud, regulatory compliance, risk management and corporate governance. Managed 16 auditors.
• Completed audits, audit plans, quarterly risk assessments and staffing plans
• Performed issue resolution validation for significant Internal Audit and regulatory issues under tight deadlines
• Improved communication and working relationship between IA and Card Leadership at all levels
• Increased interactions and coordination within IA to better serve the businesses and corporate responsibilities
• Added automated testing to all audits and expanded the number of audits integrated with IT and regulatory testing

Dallas, TX, US

• Responsible for audits of commercial lending, retail and consumer products, operational risk management, fraud operations, wealth management, bank operations, corporate functions, information services and technology.
• Finished annual audit plan on time each year, including Sarbanes Oxley/FDICIA testing. Included 20 to 25 full scope integrated audits, external auditor assistance and special projects. Automated audit tests and.
• Designed and implemented updated 2013 COSO framework over external financial reporting
• Redesigned annual risk assessment process, decreasing time needed to perform and document assessment. Redesigned audit committee reports to communicate messages about emerging risks and issues
• Implemented a new electronic work paper package, configuring it for the corporate audit approach
• Created and presented interactive training materials, receiving high effectiveness scores

Charlotte, NC, US

• Director of Internal Audit
• Directed activities to audit credit card services and consumer lending activities (car loans, mortgage lending, secured and unsecured lines of credit)
• Led financial, operational, compliance and integrated audits
• Consulted on new product and business change projects and system development activities
• Completed all audit projects with the highest quality ratings each year
• Collaborated with internal investigations team - Interviewed senior management and performed investigative research resulting in terminations and personnel actions