Qualifications, knowledge, skills and experience are important but other capabilities make an even bigger difference: to being able to thrive and achieve - as individuals and organisations. My professional life has always been about finding ways to empower, enable and equip individuals to develop, achieve and thrive. So, what makes the difference in individuals being able to achieve and thrive? Why do people, given similar opportunities, fair differently?From research and experience, the essential difference in people is: Thinking - Attitudes – Behaviours.Many (from all backgrounds and at all educational levels) simply haven't developed the thinking, attitudes and behaviours that enable and equip them to maintain wellbeing in all areas of life and realise their potential. We are somehow expected to pick this up by ‘osmosis’. Personal, self-development is often left behind or relegated to lesser significance in education and training. Being self-aware, self-reflective and having the insights and tools to improve is essential for us all. Personal development is too important in determining life chances and achievement to be left to chance.equipped2succeed, equipped2lead and equipped4wellbeing focuses on the mindset and capabilities that equip us to flourish, for ourselves, our family, our organisation, our business, our community.We are whole people, living whole lives, in whole communities and we need core capabilities that enable us to thrive in all areas of life. o Define and clarify our values and vision - what’s important to us;o Think clearly, calmly and creatively, even under pressure;o Be resilient, persistent and adaptable;o Manage stress and be well;o Achieve goals;o Maintain physical and mental wellbeing and have energy for the things that are important to us;o Build and maintain positive relationships;o Consistently build confidence and belief in ourselves;o Develop and use our growth mindset;o Communicate effectively;o Bring out the best in ourselves and those around us.It’s never been more important to enable people to develop those all important capabilities that make the most difference at an individual and organisational level: personal wellbeing, social wellbeing, learning wellbeing, health wellbeing and economic wellbeing. Watch your thoughts, they become words,Watch your words, they become actions,Watch your actions, they become habits,Watch your habits, they become character,Watch your character, it becomes your destiny.Lao Tze