Beverly Brumbach Email & Phone Number

Columbia, Sc, Us

Charleston, Sc

Charleston, South Carolina Area

Develops and analyzes reports related to the financing of commercial real estate, builder lines, lines of credit among other commercial loan products Reviews personal and company tax returns, financial statements, credit bureaus, property specific information including leases, appraisals, rental information as well as other pertinent information. Prepares all financial spreads, worksheets, and financial analysis for approvals. Prepares summaries, presenting facts and offering opinions concerning credit-worthiness to lenders and/or committees. Prepares annual loan review packages. Assists in residential appraisal and commercial evaluation reviews. Assists Credit Officer as requested.

Charlotte, North Carolina Area

Co-approved loan applications up to $250,000. Reviewed personal and company tax returns, financial statements, credit bureaus, Paynet, Dun & Bradstreet, equipment specific information as well as other pertinent information. Prepared all financial spreads, worksheets, and financial analysis for approvals. Prepared summaries, presenting facts and offering opinions concerning credit-worthiness to lenders and/or committees. Conducted UCC searches to ensure pledged collateral is unencumbered. Secured subordinations, partial UCC3 releases and UCC terminations as needed. Assisted in structuring loans. Determined collateral value of waste, transportation and construction equipment based on industry information. Approved the funding of transactions upon the receipt of executed loan documents. Experienced working with senior level management and inter-departmental communications.

Charlotte, North Carolina Area

Maintained a scheduled calling program for the sales force with the local bank officers, clients and prospects to develop cross-selling of Leases and other bank services. Identified and addressed areas of competition as well as potential new markets in assigned territory. Utilized cross-referrals to the Corporate Account Executives, Small Ticket Leasing Support Center, Vendor Program and Indirect Account executives. Maintained a weekly collection call and follow-up past due program. Analyzed customer’s financial information to effectively create a credit review.

Took lead on small-ticket leases, contacted the client to sell the leasing product, and processed the application through funding. Performed these duties in coordination with the Direct Account Executives, Indirect Account Executives, Vendor Account Executives, Vendors and Banking partners. Achieved annual sales goals by consistently utilizing the leads generated by the Account Executives and Banking IRM partners while making cross-referrals, when appropriate, to all BB&T partners. Verified Lease applications to ensure proper structure and sufficient information to meet Leasing Policy, optimized profitability whenever possible while meeting the financing needs of the client. Process documentation for all closed leads and assure all credit and front-end lease processing requirements are in compliance with leasing policy. Managed and maintained top quality prospect, client, and vendor relationships. Performed projects and other duties assigned by Business Center Processing Manager. Exhibited the ability to handle financial analysis and financial pricing models. Communicated with Direct Clients and Vendors on different types of leases to assist the selection of the option that aligns with their financial needs. Successfully obtained over-achiever status on goals.