Komal Bhanushali Email & Phone Number

Greater Toronto Area, Canada

- Monitored transactions and activities for suspicious behaviour and potential fraud.- Developed and implemented fraud detection models and algorithms.- Conducted investigations into suspected fraud, analyzing data, reviewing documentation, and interviewing parties.- Collaborated with law enforcement and regulatory agencies as needed. - Analyzed large datasets to identify fraud-related trends, patterns, and anomalies.- Prepared detailed reports and presentations with… Show more - Monitored transactions and activities for suspicious behaviour and potential fraud.- Developed and implemented fraud detection models and algorithms.- Conducted investigations into suspected fraud, analyzing data, reviewing documentation, and interviewing parties.- Collaborated with law enforcement and regulatory agencies as needed. - Analyzed large datasets to identify fraud-related trends, patterns, and anomalies.- Prepared detailed reports and presentations with actionable recommendations.- Provided regular updates to management on fraud trends and prevention measures. - Assessed the risk of potential fraud in business processes. I have recommended and implemented controls to mitigate identified risks.- Stayed updated on the latest fraud trends and updated risk management strategies accordingly.Business Support:- Developed and maintained dashboards and reports to monitor key performance indicators (KPIs).- Assisted in designing and implementing new processes to improve efficiency and reduce fraud risk.- Ensured compliance with relevant laws, regulations, and internal policies.- Developed and conducted employee training programs on fraud detection and prevention.- Guided best practices for fraud prevention and detection. Show less

Toronto, Ontario, Canada

India

- Outreached to Merchants across International markets to build relationships and manage their account and help with friction resolution, such as limitations.- Articulated key business drivers and overcome merchant objections by effectively communicating the PayPal value propositions.- Protected more then 250 million of Revenues of existing portfolios by monitoring and actioning Merchant performance metrics like chargeback rate, Authorization Rate, Share of checkout etc.- Developed… Show more - Outreached to Merchants across International markets to build relationships and manage their account and help with friction resolution, such as limitations.- Articulated key business drivers and overcome merchant objections by effectively communicating the PayPal value propositions.- Protected more then 250 million of Revenues of existing portfolios by monitoring and actioning Merchant performance metrics like chargeback rate, Authorization Rate, Share of checkout etc.- Developed Portfolio strategies by strategic thinking to grow high potential accounts in the US market using Pricing interventions, Product Upsell and cross sell, Risk Mitigation and other value adds.- Engaged stakeholders and build strong partnerships with internal teams such as Risk, Compliance and Product teams to facilitate merchant transactions. - Analyzed and created reports using Micro-strategy software along with SQL and python. Mined data from the database while cleaning and sharing the analysis with the help of Dashboard, data visualizations and presentations to stakeholders for decision making.- Analysing Merchants checkout page so as to understand for further integration with the developed products for checkout. Show less

India

-Managed a client base of more than 800 in the Asia Pacific and UK ROW; independently.-Gathering reports from database of clients with the help of SQL, organizing and processing, forecasting projecting data by analyzing historical results, and building excel models as per the client’s requirement.Undertook statistical modelling to determine client’s suitability by doing credit analyses to arrive at CREDIT TERMS and to analyze sectoral trends based on rating actions and D &B reports by… Show more -Managed a client base of more than 800 in the Asia Pacific and UK ROW; independently.-Gathering reports from database of clients with the help of SQL, organizing and processing, forecasting projecting data by analyzing historical results, and building excel models as per the client’s requirement.Undertook statistical modelling to determine client’s suitability by doing credit analyses to arrive at CREDIT TERMS and to analyze sectoral trends based on rating actions and D &B reports by being mindful about RBI regulations.-Assisted clients for their funds received from online marketplaces Comprising 80 % from there E-commerce business to name a few: Amazon, Etsy, and eBay, etc., along with a 20% from B2B client base, making 250 Mn GBP account.-Analyzed the rate fluctuations of all the major FOREX - USD, GBP, EUR, etc. Achieved the set revenue target of 100% MoM.-Trade finance and core banking have been the major part as Getting and negotiating rates with clients to book FX contracts for clients. Developed new clients with foreign exchange requirements, hedged and mitigated the risk of the latter with sheer analysis, and got forwards and spots booked. Show less

Mumbai Area, India

Spearheaded Company's Financial Instruments i.e. Buyer Credit, Letter of Credit, Bank Guarantee, Discounting of LC’s, EBRCs. Performed MIS, Analyzed the revenue dashboard, orchestrated monthly balance sheet and P&L, performance, revenue which helped make data driven decisions.Crafted and Audited Forex Reports from the database, recognized the current situation, organized available information, revealed gaps and opportunities, and identified the options to plan the results for… Show more Spearheaded Company's Financial Instruments i.e. Buyer Credit, Letter of Credit, Bank Guarantee, Discounting of LC’s, EBRCs. Performed MIS, Analyzed the revenue dashboard, orchestrated monthly balance sheet and P&L, performance, revenue which helped make data driven decisions.Crafted and Audited Forex Reports from the database, recognized the current situation, organized available information, revealed gaps and opportunities, and identified the options to plan the results for international payments.Estimated CMA and projection budget of 5 years for various bankers. Calculated Working capital facility and Term loan as per the budget along with Stock Statements, FFR-1, and 2 quarterly, shared with the rating agencies and banks. Show less

Postgraduate Degree, Finance And Financial Management Services, 80 %

Activities and Societies: Project - GST Prin L N Welingkar Institute Management Development Research (Mumbai : Offsite)Jan 2017 to Sep.

Bachelor Of Accounting And Finance - Baf, Accounting And Finance, A

Postgraduate Degree, Business Analytics