 Banking solution provider for the growing SME sector in the Andheri (Mumbai) region; offering working capital, capex, import/export, foreign currency related solutions and other transactional assistance  Responsible for assessing financial health, business model and business needs of the client, client acquisition, deal structuring as per client’s & bank’s mutual profitability, documentation, coordination with other groups, timely disbursement & monitoring compliances as per bank & RBI guidelines Nurturing customer relationship, monitoring and enhancing credit utilization post disbursement Cross functional interaction with credit, valuation, legal, compliance, and disbursement teams to facilitate onboarding process Currently Managing lending portfolio worth INR 400 mn

> Researched upon & analysed performance of six different sectors/industries in India> Provided recommendations regarding sectors to target & ones to put on hold for secured lending. Some of the recommendations were accepted by senior management & were considered for better narrowing down of sectors to target> Provided recommendations on unconventional ways of tapping new business

Worked as an Application Developer at IBM-India, Pune(Jan’16-Sept’17). The client was a Scottish energy utility company. In the 20 months of working as a developer I have amassed experience on the following:• Mainframes Technologies like COBOL, DB2, VSAM, CICS and JCL. • IMS-DB & Development for System Z. • Hands on experience working with Mainframe related tools such as TSO/ISPF.• Skilled in preparing technical and analysis documents.• Understanding of the Agile SDLC model. • Basic knowledge of VBA(Excel).