Harrison Hodges Email & Phone Number

Operating from both coasts, ELF offers delayed draw term loans and forward flow purchase programs ranging in size from $50 - $150 million to emerging and established specialty finance companies with strong junior capital sponsorship. ELF targets ABF investments in granular pools of short-to-intermediate duration asset classes in the consumer and commercial finance sectors. Targeted consumer asset classes include unsecured installment and revolving loans (direct-to-consumer and POS), secured vehicle finance, home improvement loans, rent-to-own / lease-to-own, debt consolidation loans, and student lending (in-school vocational, refi). Targeted commercial asset classes include small balance SMB lending (both direct-to-business and embedded POS), MCA, small-ticket equipment finance, corporate charge card, earned wage access, and supply chain / trade finance. In addition, ELF provides streamlined “first out” financing to other like-minded private credit investors in the specialty finance sector. ELF utilizes a combination of cutting-edge technologies and rigorous collateral-level analysis to generate differentiated investment insights and creative solutions to its counterparties' credit portfolio financing needs.For additional information, please visit ELF’s website at: https://lenderfinance.encinacapital.com

Atlanta Metropolitan Area

Operating from both coasts, ELF offers delayed draw term loans and forward flow purchase programs ranging in size from $50 - $150 million to emerging and established specialty finance companies with strong junior capital sponsorship. ELF targets ABF investments in granular pools of short-to-intermediate duration asset classes in the consumer and commercial finance sectors. Targeted consumer asset classes include unsecured installment and revolving loans (direct-to-consumer and POS), secured vehicle finance, home improvement loans, rent-to-own / lease-to-own, debt consolidation loans, and student lending (in-school vocational, refi). Targeted commercial asset classes include small balance SMB lending (both direct-to-business and embedded POS), MCA, small-ticket equipment finance, corporate charge card, earned wage access, and supply chain / trade finance. In addition, ELF provides streamlined “first out” financing to other like-minded private credit investors in the specialty finance sector. ELF utilizes a combination of cutting-edge technologies and rigorous collateral-level analysis to generate differentiated investment insights and creative solutions to its counterparties' credit portfolio financing needs.For additional information, please visit ELF’s website at: https://lenderfinance.encinacapital.com

Atlanta Metropolitan Area

Atlanta, Georgia, United States

• Assist in the underwriting, management and risk monitoring of a commercial credit portfolio with total debt exposure > $8 billion.• Perform detailed credit risk analyses, base case and stress test modeling on private sector clients based on historical financial condition, industry research and comparables, management experience, competition, macroeconomic outlook, sources of repayment, risks and mitigating factors.• Drive the credit process and discussion through screening, underwriting and deal structuring of total debt transactions ranging from $50-500 million.• Deals are primarily underwritten on enterprise value / cash flow. Majority of deals are leveraged financing. Clients are typically sponsor-backed.• All legal specifications are addressed including facility types, maturities, amortization and repayment, guarantors, lender fees, pricing, collateral, covenants, controls and conditions for the transaction.• Experience with acquisition financing, capital restructuring, dividend recapitalization, and other financing for capital investments.

Charlotte, North Carolina, United States

Atlanta, Georgia, United States

Atlanta, Georgia, United States

Orlando, Florida Area

Atlanta, Georgia, United States

Bachelor Of Business Administration - Bba, Finance

College Prepatory School