Create value. Reduce risk. This is not only the way we run the company, but also how we support our customers. In an industry flooded with decades-old technologies that are largely ineffective and/or unproven in real world installations, AIRPHX provides continuous complete indoor disinfection technology that has been uniquely validated with field testing & clinical results in large, occupied spaces.When I was introduced to the AIRPHX technology, I immediately recognized the market opportunity for this cost-effective solution to indoor infection risk. Working closely with its inventor, we transformed this technology into a commercially viable product—focusing on verticals where healthy indoor environments are critical, such as hospitals, senior care facilities, hotels/casinos, and small to large scale athletic facilities.Our products now accommodate a growing list of industries who prioritize safeguarding employees and customers from virus transmission risk—while also reducing disinfection costs.AIRPHX technology generates oxidizing molecules from ambient air, effectively eliminating pathogens like coronavirus, norovirus, influenza, rhinovirus, staph, and MRSA at a cellular level. Our patented solution not only eradicates these pathogens, but also eliminates associated odors. AIRPHX products are currently used to combat the spread of respiratory viruses in areas such as: Healthcare Facilities:• Health systems• Senior care facilities• Surgery centers• Doctor/dentist officesRetail, Hospitality, and Banking Industries:• Retail stores• Hotels• Restaurants• BanksFitness and Athletic Facilities:• Gyms• College sports medicine and athletics• High school athletic departmentsPlus, Food Processing Plants & Commercial Office BuildingsBy significantly reducing air and surface pathogens, AIRPHX units play a vital role in providing a safe environment, substantially mitigating the risk associated with microorganisms and other pathogens.

I have been providing consulting, valuation, merger & acquisition advisory, and planning services to the financial services industry for over three decades, committed to delivering detailed and customized solutions adapted to the particular needs of each client.My expertise extends to various areas of valuation practice, including purchase accounting, mark-to-market valuation, core deposit valuation, and valuing mortgage servicing rights. This work involves conducting detailed on-site due diligence, which includes interviews with management and inspections of records. As a co-founder of RP Financial, I have led numerous valuation engagements for the firm. These include valuation analyses for initial public offerings, secondary offerings, and rights offerings of banks, thrifts, insurance companies, and other financial services firms. I have also valued securities held by ESOPs, profit sharing plans, estates, and trusts.In the early 1990s, my focus was on assisting institutions impacted by the savings & loan crisis. I helped raise capital, provided guidance on mergers, and developed strategic plans to address regulatory enforcement actions. I also collaborated with the Resolution Trust Corporation in managing and resolving problem assets, including overseeing a loan servicing center in Denver that employed hundreds of professionals.During the credit crisis of the early 2000s, I assisted community banks, savings institutions, and other financial institutions in strategic planning and capital raising—guiding these institutions through a challenging economic landscape.My strength lies in delivering exceptional value to clients by providing strategic guidance and innovative solutions to help institutions thrive, even in challenging market conditions.