Bill Kowalski Email and Phone Number
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I have over 20 years of success in customer relationship management, managing pipelines, and meeting deadlines.My background includes comprehensive experience with TRID, TILA, and RESPA guidelines as well as knowledge of Encompass LOS. It also includes extensive knowledge of Insurance (Home, Flood, and Master Policies for HOA/Condo Associations) through my employment with Formea Insurance Group and The Group Insurance Agency. In addition, I have experience with credit, income, and asset review through my employment with Town and Country Bank and Marine Bank. I am also particularly strong in applying attention to detail while reviewing mortgage documents such as the application, title documents, and appraisal.Equally strong in interpretation of industry guidelines to ensure best practices and sound decisions.Consistently maintained of the largest pipelines while having one of the lowest error rates of all Closing Coordinators while at Guaranteed Rate.
First Bankers Trust Company, Na
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Loan AdministratorFirst Bankers Trust Company, Na Jan 2022 - PresentQuincy, Illinois, Us -
Closing CoordinatorGuaranteed Rate Oct 2020 - Sep 2021Chicago, Il, UsResponsible for requesting all third party mortgage docs including Insurance (Homeowners, Condo/HOA Master Policy, and Flood), Title Commitment, Wire Instructions, CPL, and Payoffs. I reviewed documents for accuracy and updated as needed using Encompass LOS. Confirmed all fees were correct and requested Initial Closing Disclosure according to TRID Guidelines. Responsible for confirming all docs met Investor Guidelines and submitting to closing once Cleared to Close and closing date had been confirmed. This position required a strong attention to detail to keep errors at a minimum. I maintain a pipeline of up to 100 loans while having one of the lowest error rates of all Closing Coordinators. I worked with loan officers throughout the US including Florida, Texas, New York, and California and am familiar with specific rules and regulations governing loans in those states. -
Mortgage Loan Document SpecialistDisys/Wells Fargo Home Mortgage 2020 - Sep 2020Responsible for reviewing home loan documents including the Note, Security Instrument, Appraisal, AUS, Application, TRID Disclosures and Insurance to determine acceptability for purchase. Charged with accurately keying loan information into the internal system to assist the servicing department. Escalated the file to the appropriate department when key documents were missing, incomplete, or illegible. Recommended files for Non Purchase when needed.
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Insurance ProducerThe Group Insurance Agency Llc 2018 - 2020I was charged with growing the commercial and personal (home and auto) book of business by acquiring new clients through self-generated leads and networking efforts. I was responsible for researching, analyzing and interpreting risk to determine insurability of new clients. I was required to survey any loss exposure and make recommendations to reduce loss risk. I maintained and grew existing client relationships through face to face meetings and providing outstanding customer service.
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Marketing ConsultantThe Tribune Newspapers/Steep Creek Media 2017 - 2018I was charged with expanding the advertising base of the paper by expanding established relationships and building new relationships, specifically with Realtors, Developers, and Banks. I used targeted marketing plans to self generate leads through face to face, phone and email prospecting. I collaborated with local business owners to create effective marketing solutions using print and digital media to best fit their needs. Most importantly, I consistently scheduled follow up meetings with clients to recognize needed changes in their marketing strategy.
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Account ExecutiveCommunity Impact Newspaper 2016 - 2017Pflugerville, Tx, UsI collaborated with other team members to successfully launch Community Impact in the Lake Houston/Humble/Kingwood market in May of 2016. I was charged with effectively growing the Community Impact name in this new market by developing relationships with the readers, business owners and community leaders. I met with business owners to discuss their long term goals and provided them with strategic advice to maximize the return on their advertising dollars. I was also very active in the business community through my work as an Ambassador with the Lake Houston Area Chamber of Commerce.I contributed to the 140% year over year growth of the paper since it's launch in 2016. -
Business Development RepresentativeInsperity 2014 - 2016Kingwood, Tx, UsI was responsible for contacting prospects to conduct Discovery meetings to review their current background screening process as well as discuss the features and benefits of the services provided by Insperity. Based on their needs and my recommendations, I developed customized employment screening packages as well as determined the simplest implementation process. I maintained a large pipeline of prospects as well as new clients awaiting onboarding.I averaged 10 new accounts per month with a high of 19 new accounts in December 2015. -
Property/Casualty Insurance ProducerFormea Insurance Group 2009 - 2014Chatham, Il, UsI met with individuals, families and business owners to determine the extent of their current coverage as well as discussing their long term goals. I developed comprehensive protection plans based on those needs and goals. I used research databases and software as well as on site property inspections to determine risk level. I also followed up with my clients on a regular basis to re-assess coverage levels and make any necessary changes.I developed a strong referral network through contacts with lenders, realtors, attorney's, and CPA's. In addition, I was President of a local BNI (Business Networking International) group for over 2 years and was active in the Chatham Chamber of Commerce. -
Vice President/Branch Sales ManagerTown & Country Bank 2004 - 2008UsI was responsible for overseeing the sales and operations of a full service branch with a staff of 7. This included training, coaching, and counseling the branch staff to ensure the success of the branch.I was also responsible for all Business Development efforts through calling on business owners to discuss banking and lending needs as well as representing the bank in civic events and networking functions. As Branch Manager, I consistently met & exceeded branch sales goals as well as passed all internal branch audits. We also went above and beyond to provide exceptional customer service to all of our customers. -
Mortgage Loan OfficerMarine Bank Jan 2002 - Jun 2004Springfield, Il, UsI was responsible for all mortgage and consumer lending at my branch. I interviewed applicants and applied my knowledge of Conventional, Rural Housing, IHDA, and VA Guidelines to determine the product best suited for my client. I analyzed their financial status, credit worthiness, and property evaluation to determine the feasibility of granting loans. I developed a strong referral base through various Networking activities such as Professional Networking Groups and involvement in the Chamber of Commerce.I was the only loan officer in the company able to originate both Mortgage and Consumer loans.
Bill Kowalski Skills
Bill Kowalski Education Details
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Lincoln Land Community CollegeManagement And Operations
Frequently Asked Questions about Bill Kowalski
What company does Bill Kowalski work for?
Bill Kowalski works for First Bankers Trust Company, Na
What is Bill Kowalski's role at the current company?
Bill Kowalski's current role is Loan Process Professional | I help maintain a smooth loan process for Commercial/Mortgage Loan Officers and their Borrowers.
What is Bill Kowalski's email address?
Bill Kowalski's email address is ko****@****msn.com
What is Bill Kowalski's direct phone number?
Bill Kowalski's direct phone number is +121762*****
What schools did Bill Kowalski attend?
Bill Kowalski attended Lincoln Land Community College.
What skills is Bill Kowalski known for?
Bill Kowalski has skills like Customer Service, Sales, Banking, Insurance, Motorcycle, Management, Life Insurance, Underwriting, Loans, Mortgage Lending, Risk Management, Property And Casualty Insurance.
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