Bill Kowalski

Bill Kowalski Email and Phone Number

Loan Process Professional | I help maintain a smooth loan process for Commercial/Mortgage Loan Officers and their Borrowers @ First Bankers Trust Company, NA
Bill Kowalski's Location
Springfield, Illinois Metropolitan Area, United States, United States
Bill Kowalski's Contact Details

Bill Kowalski personal email

n/a

Bill Kowalski phone numbers

About Bill Kowalski

I have over 20 years of success in customer relationship management, managing pipelines, and meeting deadlines.My background includes comprehensive experience with TRID, TILA, and RESPA guidelines as well as knowledge of Encompass LOS. It also includes extensive knowledge of Insurance (Home, Flood, and Master Policies for HOA/Condo Associations) through my employment with Formea Insurance Group and The Group Insurance Agency. In addition, I have experience with credit, income, and asset review through my employment with Town and Country Bank and Marine Bank. I am also particularly strong in applying attention to detail while reviewing mortgage documents such as the application, title documents, and appraisal.Equally strong in interpretation of industry guidelines to ensure best practices and sound decisions.Consistently maintained of the largest pipelines while having one of the lowest error rates of all Closing Coordinators while at Guaranteed Rate.

Bill Kowalski's Current Company Details
First Bankers Trust Company, NA

First Bankers Trust Company, Na

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Loan Process Professional | I help maintain a smooth loan process for Commercial/Mortgage Loan Officers and their Borrowers
Bill Kowalski Work Experience Details
  • First Bankers Trust Company, Na
    Loan Administrator
    First Bankers Trust Company, Na Jan 2022 - Present
    Quincy, Illinois, Us
  • Guaranteed Rate
    Closing Coordinator
    Guaranteed Rate Oct 2020 - Sep 2021
    Chicago, Il, Us
    Responsible for requesting all third party mortgage docs including Insurance (Homeowners, Condo/HOA Master Policy, and Flood), Title Commitment, Wire Instructions, CPL, and Payoffs. I reviewed documents for accuracy and updated as needed using Encompass LOS. Confirmed all fees were correct and requested Initial Closing Disclosure according to TRID Guidelines. Responsible for confirming all docs met Investor Guidelines and submitting to closing once Cleared to Close and closing date had been confirmed. This position required a strong attention to detail to keep errors at a minimum. I maintain a pipeline of up to 100 loans while having one of the lowest error rates of all Closing Coordinators. I worked with loan officers throughout the US including Florida, Texas, New York, and California and am familiar with specific rules and regulations governing loans in those states.
  • Disys/Wells Fargo Home Mortgage
    Mortgage Loan Document Specialist
    Disys/Wells Fargo Home Mortgage 2020 - Sep 2020
    Responsible for reviewing home loan documents including the Note, Security Instrument, Appraisal, AUS, Application, TRID Disclosures and Insurance to determine acceptability for purchase. Charged with accurately keying loan information into the internal system to assist the servicing department. Escalated the file to the appropriate department when key documents were missing, incomplete, or illegible. Recommended files for Non Purchase when needed.
  • The Group Insurance Agency Llc
    Insurance Producer
    The Group Insurance Agency Llc 2018 - 2020
    I was charged with growing the commercial and personal (home and auto) book of business by acquiring new clients through self-generated leads and networking efforts. I was responsible for researching, analyzing and interpreting risk to determine insurability of new clients. I was required to survey any loss exposure and make recommendations to reduce loss risk. I maintained and grew existing client relationships through face to face meetings and providing outstanding customer service.
  • The Tribune Newspapers/Steep Creek Media
    Marketing Consultant
    The Tribune Newspapers/Steep Creek Media 2017 - 2018
    I was charged with expanding the advertising base of the paper by expanding established relationships and building new relationships, specifically with Realtors, Developers, and Banks. I used targeted marketing plans to self generate leads through face to face, phone and email prospecting. I collaborated with local business owners to create effective marketing solutions using print and digital media to best fit their needs. Most importantly, I consistently scheduled follow up meetings with clients to recognize needed changes in their marketing strategy.
  • Community Impact Newspaper
    Account Executive
    Community Impact Newspaper 2016 - 2017
    Pflugerville, Tx, Us
    I collaborated with other team members to successfully launch Community Impact in the Lake Houston/Humble/Kingwood market in May of 2016. I was charged with effectively growing the Community Impact name in this new market by developing relationships with the readers, business owners and community leaders. I met with business owners to discuss their long term goals and provided them with strategic advice to maximize the return on their advertising dollars. I was also very active in the business community through my work as an Ambassador with the Lake Houston Area Chamber of Commerce.I contributed to the 140% year over year growth of the paper since it's launch in 2016.
  • Insperity
    Business Development Representative
    Insperity 2014 - 2016
    Kingwood, Tx, Us
    I was responsible for contacting prospects to conduct Discovery meetings to review their current background screening process as well as discuss the features and benefits of the services provided by Insperity. Based on their needs and my recommendations, I developed customized employment screening packages as well as determined the simplest implementation process. I maintained a large pipeline of prospects as well as new clients awaiting onboarding.I averaged 10 new accounts per month with a high of 19 new accounts in December 2015.
  • Formea Insurance Group
    Property/Casualty Insurance Producer
    Formea Insurance Group 2009 - 2014
    Chatham, Il, Us
    I met with individuals, families and business owners to determine the extent of their current coverage as well as discussing their long term goals. I developed comprehensive protection plans based on those needs and goals. I used research databases and software as well as on site property inspections to determine risk level. I also followed up with my clients on a regular basis to re-assess coverage levels and make any necessary changes.I developed a strong referral network through contacts with lenders, realtors, attorney's, and CPA's. In addition, I was President of a local BNI (Business Networking International) group for over 2 years and was active in the Chatham Chamber of Commerce.
  • Town & Country Bank
    Vice President/Branch Sales Manager
    Town & Country Bank 2004 - 2008
    Us
    I was responsible for overseeing the sales and operations of a full service branch with a staff of 7. This included training, coaching, and counseling the branch staff to ensure the success of the branch.I was also responsible for all Business Development efforts through calling on business owners to discuss banking and lending needs as well as representing the bank in civic events and networking functions. As Branch Manager, I consistently met & exceeded branch sales goals as well as passed all internal branch audits. We also went above and beyond to provide exceptional customer service to all of our customers.
  • Marine Bank
    Mortgage Loan Officer
    Marine Bank Jan 2002 - Jun 2004
    Springfield, Il, Us
    I was responsible for all mortgage and consumer lending at my branch. I interviewed applicants and applied my knowledge of Conventional, Rural Housing, IHDA, and VA Guidelines to determine the product best suited for my client. I analyzed their financial status, credit worthiness, and property evaluation to determine the feasibility of granting loans. I developed a strong referral base through various Networking activities such as Professional Networking Groups and involvement in the Chamber of Commerce.I was the only loan officer in the company able to originate both Mortgage and Consumer loans.

Bill Kowalski Skills

Customer Service Sales Banking Insurance Motorcycle Management Life Insurance Underwriting Loans Mortgage Lending Risk Management Property And Casualty Insurance Leadership Credit Sales Management Team Building Finance Strategic Planning Business Development Recruiting Marketing Training Microsoft Office New Business Development Microsoft Excel Microsoft Word

Bill Kowalski Education Details

  • Lincoln Land Community College
    Lincoln Land Community College
    Management And Operations

Frequently Asked Questions about Bill Kowalski

What company does Bill Kowalski work for?

Bill Kowalski works for First Bankers Trust Company, Na

What is Bill Kowalski's role at the current company?

Bill Kowalski's current role is Loan Process Professional | I help maintain a smooth loan process for Commercial/Mortgage Loan Officers and their Borrowers.

What is Bill Kowalski's email address?

Bill Kowalski's email address is ko****@****msn.com

What is Bill Kowalski's direct phone number?

Bill Kowalski's direct phone number is +121762*****

What schools did Bill Kowalski attend?

Bill Kowalski attended Lincoln Land Community College.

What skills is Bill Kowalski known for?

Bill Kowalski has skills like Customer Service, Sales, Banking, Insurance, Motorcycle, Management, Life Insurance, Underwriting, Loans, Mortgage Lending, Risk Management, Property And Casualty Insurance.

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