Zonal Sales Manager take cares New CV Business in Kerala and Coimbatore zone at Tata Motors Finance, one of the largest and most trusted vehicle Finance company in India. Responsible for the overall P& L, Sales, Risk and Delinquency Management.As a profit centre I focus on maximum customer value, enhance market share with help of strong network with Manufacturer and dealers.

Responsible for Portfolio growth of Commercial Vehicle, Construction Equipment , Working Capital (CV, CE ) of the Axis Bank in North Kerala.Managing and developing the commercial business portfolio of the Bank to achieve budgetary number in terms of Book, Disbursement, NII, Fee income, ROA and ROE .Conduct details market study to analyze the latest market trends and tracking competitor activities and providing valuable inputs for fine tuning the strategies.Responsible for ensuring up-to-date compliance and aware of all policies relating to operational risk, sales processes, credit policy, anti-mis-selling, etc and comply with the same.

Regional Head Sales - North Kerala.Responsible for Portfolio growth of Commercial Vehicle, Construction Equipment , Working Capital and Medical Equipment Segment (CV, CE , ME ) of the Bank in North Kerala.Managing and developing the commercial business portfolio of the Bank to achieve budgetary number in terms of Book, Disbursement, NII, Fee income, ROA and ROE .Conduct details market study to analyze the latest market trends and tracking competitor activities and providing valuable inputs for fine tuning the strategies.Responsible for ensuring up-to-date compliance and aware of all policies relating to operational risk, sales processes, credit policy, anti-mis-selling, etc and comply with the same.Managing RMs for the location in Malappuram, Calicut and Kannur.

Relationship Manager Commercial Business - CV, CE , Working capital Loans for Calicut and Malappuram Region.Managing and developing the commercial business portfolio of the Bank to achieve budgetary numbers.Develop and manage an efficient distribution network to improve performance.Build profitability, business development and growth of the Strategic and retail business Commercial Vehicle Loans, Construction Equipment and Working Capital Loans.Conduct business plan reviews, Effective cost management and Ensure Portfolio quality and least delinquency ratio.

Debt Manager - Debt Service Management Group Delinquent Book Management and Risk Management of CV, CE, ME, OE for Kochi Region.

Commercial Business Debt Manager - Debt Service Management Group Delinquency and Risk Management of Commercial Business portfolio for Calicut and Kannur Region. Delinquency Management of Retail Asset Products Negotiations, Settlements, Legal initiation, Researching / reconciling disputes, Team Management and Reports.

Commercial Business Debt Manager - Debt Service Management Group Delinquency and Risk Management of Commercial Business portfolio for Trivandrum Region. Delinquency Management of Retail Asset ProductsNegotiations, Settlements, Legal initiation, Researching / reconciling disputes, Team Management and Reports.