Becky Bingqing Xu Email and Phone Number

负责国家业务线风控流程制定、标准划定、数据梳理分析、建模、效果回顾优化等所有风控事项。

Take part in the making of risk strategy under the scene of customer reusing of credit. With the tools of desicion tree, KNNs and more, keep updating the strategy on customer clustering, intercept rules and data source. Keep the risk strategy of this scene meets the risk appetitte, profit goal and catch up the risk control level of the market.Take a lead in building the price control system under the scene of customer reusing of credit. This systems includes but not limit to the technical system of adjusting price, the valuation system of each customer's future profit, the detail price adjust strategy and the trigger of adjust.

With the algorithms of logistic regression, XGBOOST, random forest, etc., built the score cards focusing on different parts during the whole credit cycle.Take a lead in re-built risk controll system of newly purchased car-rent branch. Which includes the rebuilt of database, renewing the scorecards, explore and purchasing new data source and remade the whole process of risk control.