Head Of Risk - Consumer Lending
Current
May 2023 - Present
AeroLeads people directory · profile
Binit Kumar Email & Phone Number
Risk and Strategy - Consumer Lending
at
PhonePe
1 work email found
@fico.com
LinkedIn matched
✓ Verified Jun 2026
4 data sources
Profile completeness 100%
Current company
Role
Risk and Strategy - Consumer Lending
Location
Bengaluru, Karnataka, India
Who is Binit Kumar? Overview
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Quick answer
Binit Kumar is listed as Risk and Strategy - Consumer Lending at PhonePe, based in Bengaluru, Karnataka, India. AeroLeads shows a work email signal at fico.com and a matched LinkedIn profile for Binit Kumar.
Binit Kumar previously worked as Head of Risk - Consumer Lending at Phonepe and Credit Strategy for cross-sell business at Zestmoney. Binit Kumar holds B.Tech + M.Tech, Aerospace Engineering from Indian Institute Of Technology, Kharagpur.
Company email context
Email format at PhonePe
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{first}{last}@fico.com
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AeroLeads found 1 current-domain work email signal for Binit Kumar. Compare company email patterns before reaching out.
Profile bio
About Binit Kumar
Analytics professional with 8+ years of experience in credit industry across Indian and European markets.
Listed skills include Financial Modeling, Vba, and Derivatives.
Current workplace
Binit Kumar's current company
Company context helps verify the profile and gives searchers a useful next step.
10 roles
Binit Kumar work experience
A career timeline built from the work history available for this profile.
Credit Strategy For Cross-Sell Business
Oct 2021 - Apr 2023
Associate Director - Decision Science (Ola Financial Services)
Apr 2021 - Sep 2021
Senior Manager - Decision Science (Ola Financial Services)
Heading Risk for Postpaid portfolio (Non-KYC Buy Now Pay Later Product)
Jul 2020 - Mar 2021
Manager - Fraud Prevention (Ola Financial Services)
Responsible for managing fraud risk across all product and business verticals - Built a strong team of 5 analysts/leads to implement machine learning techniques to identify and fix the fraud incidents on the entire OFS platform- Created first generation device fingerprinting based application fraud rule and derogatory customer network metrics like shared.
May 2019 - Jun 2020
Manager - Decision Science (Ola Financial Services)
Responsible for managing credit risk across customer life cycle for Non-KYC Buy-Now-Pay-Later portfolio- Led a team of 3 decision scientists to drive adoption of cutting-edge Machine Learning risk models to pre-approve users and manage lines at marginal risk- Worked with Indian credit bureaus for data integration, curated the data for their end-usage in.
Apr 2018 - Apr 2019
Analytics Consultant - Ii
Responsible for advanced analytic consulting in EMEA region- Setup the end-to-end credit decisioning system for one of the largest Islamic banks from Middle-East for their Credit Card and Personal Loans portfolio; including the credit scoring models, the risk strategy, implementation & training the staff for leveraging the solution for risk control.
Dec 2016 - Apr 2018
Analytics Consultant - I
Responsible for development and delivery of custom analytic solutions in EMEA region- Developed and delivered the Application and Behavior scorecards for Personal Loans, SME Loans and Credit Card portfolios for the largest European retail banks- Set-up portfolio health monitoring and tracking system to pro-actively course correct models and strategies
Jun 2015 - Nov 2016
Assistant Manager - Risk Analytics
- Designed segmented Application scorecard for New and Existing customers for Personal Loans portfolio- Oversaw the implementation of auto approval strategy of low-risk unsecured loans for the first time in the organization by co- ordinating with Risk, Technology and Business teams- Showcased through data analytics the geographical regions with scope of.
Nov 2013 - Jun 2015
Jul 2012 - Oct 2013
1 education record
Binit Kumar education
-
Indian Institute Of Technology, Kharagpur
FAQ
Frequently asked questions about Binit Kumar
Quick answers generated from the profile data available on this page.
What company does Binit Kumar work for?
Binit Kumar works for PhonePe.
What is Binit Kumar's role at PhonePe?
Binit Kumar is listed as Risk and Strategy - Consumer Lending at PhonePe.
What is Binit Kumar's email address?
AeroLeads has found 1 work email signal at @fico.com for Binit Kumar at PhonePe.
Where is Binit Kumar based?
Binit Kumar is based in Bengaluru, Karnataka, India while working with PhonePe.
What companies has Binit Kumar worked for?
Binit Kumar has worked for Phonepe, Zestmoney, Ola (Ani Technologies Pvt. Ltd), Fico®, and Fullerton India Credit Company Ltd..
How can I contact Binit Kumar?
You can use AeroLeads to view verified contact signals for Binit Kumar at PhonePe, including work email, phone, and LinkedIn data when available.
What schools did Binit Kumar attend?
Binit Kumar holds B.Tech + M.Tech, Aerospace Engineering from Indian Institute Of Technology, Kharagpur.
What skills is Binit Kumar known for?
Binit Kumar is listed with skills including Financial Modeling, Vba, and Derivatives.
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