Binoy Kuttiyil Email & Phone Number

Kozhikode, Kerala, India

• Branch Head: Lead and manage Very Large Branch category operations including Corporate, MSME, Retail, NPA Recovery, and Third Party Products cross selling.• Oversee all business parameters and team performance at the branch level.• Project and stakeholder management by establishing service-level agreements.• Evaluate risks, costs, resource requirements, and schedules for projects in the Retail Housing, MSME & Agri Porposals. • Serve as a verifier and authorizing officer for AML, KYC, and CFT compliance officer, ensuring compliance with regulatory requirements. • Analyze and report money laundering activities, financing terrorism activities, and financial fraud cases to central regulators and investigative officials.• Retail, MSME & Agri Sanctioning, Moitoring, Recovery, Resturcturing & Collection. • Verifier for Audit observations, compliance , MIS and various report analysis.• Lead and develop branch staff, focusing on performance improvement and skills training.

Bengaluru, Karnataka, India

• Worked as Zonal & Regional NTB Customer Acquisition Head – For Reatil, MSME, Other Assets and Liability products. Managed a team of marketing officials. Having more than six years of experience in a managerial capacity at Zonal and Regional business units.• Experience as Admin Coordinator at Zonal Office, overseeing administrative functions and regional marketing strategies.• High-Net-Worth (HNI) Customer Management by facilitating business growth by delivering high-quality solutions and managing HNI accounts and customer relationships to ensure high satisfaction.

Bengaluru, Karnataka, India

Trivandrum, Kerala, India

• Enhance customer satisfaction by managing service operations.• Promote and drive sales of various financial products, such as loans and insurance, using effective marketing strategies.• Assist in daily branch operations, ensuring compliance with bank policies and achieving operational goals.• Monitor compliance with legal standards and bank policies, managing risks to maintain branch integrity.• Generate reports on branch performance and manage administrative duties to support decision-making.

Master Of Business Administration - Mba, Banking And Finance, 62

Bachelor'S Degree, Zoology, First Class