Bipendra Kumar Email & Phone Number

Bihar, India

Satna, Madhya Pradesh, India

Indore Cluster, Madhya Pradesh

Responsibilities• Handling Secured Mortgage Loan , Loan Against Property & Business Loan• Credit Underwriting of the proposals for all company products• Credit appraisal of company products• Analysis & Verification of credit worthiness of customers through field investigation• Take prudent lending credit decisions based on sound judgment• Structure the right product to the customer during customer interaction` • Manage Credit quality and control delinquencies• Quality check & Internal branch audit of the branch• Manage & motivate credit & branch sales team• Responsible to ensure good portfolio quality by identifying potential credit and operating risks related to loans.

Sagar, Madhya Pradesh

Job Profile: Responsibilities• Assist the Credit Managers in credit approvals• Detailed understanding of the area of operations, including customer occupation, repayment pattern, external influences, customer behavior, etc.• Coordination with field teams for verification and other purposes• Responsible for end-to-end loan processing, from initial receipt of loan application to credit approval stage within company parameters• Responsible for reviewing individual loan application for completion of required documentation• Responsible for meeting customers to assess their credit worthiness• Ensure that all formalities as per company policy norms are completed prior to loan approval by credit manager• Act as one point of contact both for customer and sales team for efficient and smooth processing of loan application• Active engagement with 3rd party vendors and track completion of all necessary verifications/checks related to the loan application within the required time• Responsible to ensure good portfolio quality by identifying potential credit and operating risks related to loans.

New Delhi Area, India

Job Profile: Responsibilities• Ensuring the productivity as per the expectation of the company by planning activities for sales, identification of training needs and measurement of product penetrations, customer awareness and satisfaction• Generating business in home loans, vehicle finance and Insurance in Delhi/NCR region.• Building up brand and Corporate Relations through active participation in business development efforts.• Liaisoning with various Broking Firms, Insurance companies, banks, Dealers, Real Estate Associates & Customers to generate business• Analysis of clients & Franchisee for their credibility

Patna Area, India

Job Profile: Dealings with Private & Commercial Vehicles Finance/Refinance Analyzed and reviewed the Portfolio health of the contracts to ensure timely repayment, bucket reversal and avoiding/ reducing NPA Provisioning. Maintained a strong relationship with Dealers/DSA’s/Associates Compiled & updated information on existing customer base

Post Graduate Executive Programme In Financial Market, Financial Markets

Pgdm, Finance

Certificate In Valuation Modeling, Trading Coms, Transaction Coms, Dcf Modeling,Equity Research

Certificate In Financial Modeling, Excel Basics( Excel Formulae And Functions,Vlookup,Hlookup)  Graphs And Charts  Transpose Function