Senior Loan Officer with continued focus on providing financing to the Self-Storage Industry. Using various products (SBA 7(a), SBA 504, USDA's Business and Industrial loans and Conventional Bank Debt) to provide financing to the Storage Industry.

Senior Loan Officer with a focus on providing financing to the Self-Storage Industry. Consistently working with financing products that include SBA 7(a), SBA 504, USDA's Business and Industrial loans and Conventional financing.

- SBA lender with specialization in Self Storage Financing.- Conduct client interviews and preliminary analysis of applicants’ financial status to determine if loan requests meet the Bank's and SBA's lending criteria.- Structure transactions and prepare budgets for loans based on cost estimates. - Develop industry expertise in the Self Storage Industry while maintaining strong relationships with referral sources.- Ensure a smooth transfer of the customer to the Loan Closing Specialist for the closing and funding of the loan.- Keep current with the economic conditions of the Self Storage industry, changes and trends in customers' businesses, the banking industry. - Conduct site visits to assess and evaluate prospective businesses and borrowers.

- SBA Credit underwriting with supervision of the Healthcare and Medical Financing vertical's underwriting team.- Perform complex cash flow analysis and structure transactions in compliance with the SBA SOP. - Draft credit memo based on the cash flow analysis and other risk analysis. - Liaise between the Loan Officers, Credit Officers and Loan Closing Specialists to maintain efficiency within the Underwriting team and also maintaining SBA compliance. - Advanced use of Salesforce.com to connect with prospective borrowers and guide them through the underwriting process.- Conduct site visits to assess and evaluate prospective businesses and borrowers.

- In-depth understanding in examining, evaluating, and closing commercial extensions of credit, predominately through SBA loan programs. - Responsible for assembling information required by Live Oak and counsel to properly close loans. Liaise between Customers, lenders of other financial institutions and referral sources to collect data and accurately conduct financial analysis.- Understanding of commercial lending and SBA Program rules and procedures. - Structure multi-entity transactions based on complex cash flow analysis. - Work with an experienced Loan Officer to complete the underwriting of the application to include the analysis of applicants' financial status, credit, and property evaluation to determine if loan requests meet the bank's and SBA's lending criteria. - Advanced use of Salesforce.com to maintain and manage document recording. - Review loans for SBA eligibility.- Working in accordance with established lending policies and procedures, under the guidance of the Business Line General Manager.

- Relationship manager in the veterinary vertical of the Business Advisory Group- Servicing over 80 clients in the southeast.- Maintaining and conducting financial reporting and analysis on all clients in the portfolio.- Performing site visits to meet clients and evaluate businesses.- Underwriting SBA 7(a), Express and Small Loan Advantage (SLA) loans.

-Prepare feasibility reports and financial modeling-Construct and present business proposals for start-up companies -Perform industry and competitor analysis-Conduct market research on popular business topics in order to evaluate stability building ventures, investment opportunities, and strategic growth structures

-Actively managed the daily operations of 16 staff members, including training, employee recruitment and retention, and client services-Collaborated with co-managers and regional directors to synchronize team efforts, hit targeted objectives, and reach established goals-Monitored and made suggestions toward product line placement and brand visibility-Increased customer satisfaction rate by 40% within the first 3 months-Received Best Customer Service award within Eastern North Carolina -Represented the company as the first line of support, acting as liaison to clients and faculty

-Negotiated with the Civil Aviation Authority of Nepal to purchase the operations license to re-establish Air Nepal International -Initiated and cultivated productive relationships within the local aviation community -Conducted market research to assess and analyze the viability of routine flights to various countries throughout Asia-Performed market analyses and evaluated country-specific development opportunities in conjunction with market trends and forecasted sales potential-Interviewed potential airline employees, including air hostesses and catering companies-Established an administrative office at Tribhuvan International Airport

-Lead a team of 25 staff members in the product development of security equipment -Managed, evaluated, and improved upon all value chain aspects of the products, ranging from logistics and operations to marketing and brand promotion-Planned, developed and directed teams on multiple projects’ objectives and strategies for growth-Organized, distributed, and assessed staff priorities on both an individual and group basis