Head of Data and Chief Data Officer at Santander Mexico

Responsible for direction and supervision of all activities related to data provision, risk metric calculation, production and automatization of MI/reporting for risk areas in Banco Santander Mexico, with specific focus in all aspects of credit risk as well as capital. Responsible for computation of reestructuring and past due computations in MXGAAP, USGAAP, ECB/Bank of Spain and IFRS basis.Design and oversight of development of web applications to support data and MI-related activities in Risk.Responsible for the Risk Data Aggregation project (BCBS 239) for credit risk.Responsible for supervising elaboration and review of data requirement and technical specification documents delivered to IT for development or maintenance of the Basel data repository for computation of internal ratings based models and capital computation.SAS programming, SAS training and support.

Responsible for supervising elaboration and review of data requirement and technical specification documents delivered to IT for development or maintenance of the Basel data repository, requiring extensive knowledge of banking, credit risk and databases, as well as ability to transform theoretical concepts into a tangible requirement.Responsible for supervising User Acceptance Testing activities related to requirements made to IT as per above.Head of information management practices for Basel, including documentation, frameworks, data quality and SAS/SQL programming best practices.

- Responsible for the redevelopment of the ANUIES website, including graphic design, database design, server side processing, front end (Javascript/AJAX interaction), etc.

- Development, planning and management of the analytical platform for credit risk for HSBC Latin America, with special emphasis for Mexico.- Main point of contact with end users from the analytical and product support teams.- Review, coordination of development, strategic alignment and scheduling of data requirements for credit risk- Coordination and strategic alignment of development of a cube-based MI solution in Cognos and SAS- Supervision of platform management, license management, file/space distribution etc.- Official SAS trainer for HSBC Mexico covering basic, advanced and special training sessions for 9 areas- Generation of regional standards for information management, such as metadata/data dictionary, sensitive data management and data quality.

Credit Risk Reporting & MI- Responsible for the credit risk reporting & MI function of a USD 7.5bln portfolio composed of credit cards, mortgages, auto loans, personal loans, payroll loans and business banking loans.- Oversight, interpretation and strategic alignment on the development and automation of credit risk reports in SAS/Excel, comprising distinct areas such as underwriting, performance, profitability, Basel II and special/ad-hoc.- Oversight on the monthly calculation and interpretation of credit risk provisioning models under IFRS and local basis (MXGAAP).Information Management- Development, planning and management of the analytical platform for credit risk for Mexico, based on SAS.- Review, coordination of development, strategic alignment and scheduling of data requirements for credit risk- Main point of contact with end users from the analytical and product support teams.- Supervision of platform management, license management, file/space distribution etc.- Official SAS trainer for HSBC Mexico covering basic, advanced and special training sessions for 9 areasAnalytics System Implementation- Oversight and directional alignment on the implementation of credit risk scores, portfolio management and collection strategies and underwriting strategies and policies on the HSBC standard systems and decision engines, for all products in the retail credit risk area of HSBC Mexico.- Management of decision engines such as TRIAD and Decision System.- Coordination of groups for testing, release management and best practices in end-user coding of models and strategiesOther- Coordination of operational risk reporting to central functions, for the retail credit risk area of HSBC Mexico- Relationship management for IT projects as well as for Mexican credit bureaus for credit risk functions (including TransUnion and Dunn & Bradstreet)

Provisioning and Loss Forecasting- Responsible for the oversight in the development and management of provisioning models for the USD 8bln retail credit risk portfolio of HSBC Mexico, both under IFRS and under MXGAAP basis.- Oversight of the development of recovery asset models to estimate the accounting value of written-off assets, under IFRS.- Coordination of the loss forecasting process for the USD 8bln portfolio of retail credit risk in HSBC, including monthly and quarterly estimations of loan impairment charges, delinquency indicators and other metrics.Credit Risk Reporting & MI- Responsible for the credit risk reporting & MI function of a USD 8bln portfolio composed of credit cards, mortgages, auto loans, personal loans, payroll loans and business banking loans.- Oversight, interpretation and strategic alignment on the development and automation of credit risk reports in SAS/Excel, comprising distinct areas such as underwriting, performance, profitability, Basel II and special/ad-hoc.- Oversight on the monthly calculation and interpretation of credit risk provisioning models under IFRS and local basis (MXGAAP).Information Management- Development, planning and management of the analytical platform for credit risk for Mexico, based on SAS.- Review, coordination of development, strategic alignment and scheduling of data requirements for credit risk- Main point of contact with end users from the analytical and product support teams.- Supervision of platform management, license management, file/space distribution etc.- Official SAS trainer for HSBC Mexico covering basic, advanced and special training sessions for 9 areasOther- Coordination of operational risk reporting to central functions, for the retail credit risk area of HSBC Mexico- Relationship management for IT projects as well as for Mexican credit bureaus for credit risk functions (including TransUnion and Dunn & Bradstreet)

Underwriting Policy Manager- Credit risk representative and developer of credit-risk related modules, project management and tracking in the development of an in-house underwriting workflow for HSBC Mexico.- Management of credit risk policies, as well as review and reengineering of underwriting processes for credit cards, mortgages and personal installment loans.Information Management- Development, planning and management of the analytical platform for credit risk for Mexico, based on SAS.- Responsible for the process migration from Microsoft FoxPro and Access to SAS.Other- Relationship management for IT projects and AOP planning for system expenditures

Responsible for underwriting policies and credit risk data for consumer and mortgage portfolios.

- Development of a soccer statistics platform for internal consumption at mediotiempo.com